Promoter holding
64.27%
DB
D B Microfinance Private Limited - Due diligence report
A 360° intelligence report on D B Microfinance Private Limited: trust score, financial health, credit view, compliance, directors, growth an…
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹449
Save ₹251
excl. GST
Or from ₹279/report with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
D B Microfinance Private Limited — 360° Intelligence Report
Generated from MCA filings & public records55/100
Trust Score
Moderate
D B Microfinance Private Limited is assessed as Moderate with a Trust Score of 55/100. D B Microfinance Private Limited is a private limited indian non-government company incorporated in 2011, operating in the Financial Services sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.
Report generated on 08 Oct 2026 from the latest processed filings. D B Microfinance Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
55/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 50/100 Moderate
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
- Working-capital cover adequate.
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 30/100 Caution Indicated
- Company status is "Amalgamated" - not Active.
- Last balance sheet is for Mar 2024 - filings overdue.
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| PAWAN AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJNISH TRIPATHI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2021 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 50 · Distress 40
Growth signals & trust indicators
Operating for 15+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (30/100).
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence40/100
Caution indicated
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view51/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 9 events10 Aug 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
18 Jul 2019
Director ceased
RAJNISH TRIPATHI
01 Nov 2018
Director appointed
RAJNISH TRIPATHI (Director)
26 Sep 2015
Director ceased
PRAMOD MAHESHWARI
19 Mar 2015
Director ceased
GIRISH AGARWAL
24 Jan 2011
Securities allotted
2000000 Equity Shares Without Differential Rights - 2.00 cr raised
03 Jan 2011
Incorporated
Registered with Roc Gwalior
Director appointed
PAWAN AGARWAL (Director)
10
Key Observations
Auto-generated from the data aboveNet worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Inkjet Solutions Private Limited. | U52603MP2008PTC020703 | Bhopal, Madhya Pradesh |
| INCORPORATED BUSINESS SOLUTIONS LLP | AAC-3856 | Bhopal, Madhya Pradesh |
| Samanway Entertainment Private Limited | U92400MP2010PTC023552 | Bhopal, Madhya Pradesh |
| Arvind Finvest Limited | U65991MP1996PLC011017 | Bhopal, Madhya Pradesh |
| MAHALWALA INTERNATIONAL EDUCARE SERVICES LLP | AAC-8970 | Bhopal, Madhya Pradesh |
| Om Sai Management Services Private Limited | U93000MP2011PTC026070 | Bhopal, Madhya Pradesh |
| Sai Sarkar Colonizer And Developers Limited | U45200MP2012PLC027472 | Bhopal, Madhya Pradesh |
| Nvr Publications Private Limited | U22100MP2015PTC035044 | Bhopal, Madhya Pradesh |
| Plexus Infrastructure Private Limited | U45200MP2012PTC027663 | Bhopal, Madhya Pradesh |
| Globelink Terminals India Private Limited | U52241MP2023PTC064919 | Bhopal, Madhya Pradesh |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify D B Microfinance Private Limited before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of D B Microfinance Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for D B Microfinance Private Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Caution indicated. Trust score 55/100, distress signals and MSME payment-delay disclosures - know whether D B Microfinance Private Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for D B Microfinance Private Limited - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is D B Microfinance Private Limited an active company?
D B Microfinance Private Limited has MCA status “Amalgamated” with a compliance score of 30/100 (Caution Indicated).
Is D B Microfinance Private Limited financially healthy?
D B Microfinance Private Limited has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.
Should I do business with D B Microfinance Private Limited?
Its overall Trust Score is 55/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls D B Microfinance Private Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does D B Microfinance Private Limited have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is D B Microfinance Private Limited up to date with its ROC filings?
Last balance sheet is for Mar 2024 - filings overdue. Overall compliance score: 30/100 (Caution Indicated).
Is it risky to lend to D B Microfinance Private Limited?
Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
