Cuddle Artificial Intelligence Private Limited - Due diligence report

A 360° intelligence report on Cuddle: trust score, financial health, credit view, compliance, directors, growth and distress signals - gener…

2016-07-04 Mumbai, Maharashtra Amalgamated Unlisted Active Compliant
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CA Cuddle Artificial Intelligence Private Limited
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Cuddle — 360° Intelligence Report

Generated from MCA filings & public records
49/100
Trust Score
Caution Indicated

Cuddle is assessed as Caution Indicated with a Trust Score of 49/100. Cuddle is a private limited indian non-government company incorporated in 2016, operating in the Information Technology sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 26 Jun 2026 from the latest processed filings. Cuddle Artificial Intelligence Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
49/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
55/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
15/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
20/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 55/100 Moderate
  • Company status is "Amalgamated" - not Active.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
NALINA RANKA 01234567 Director 01/04/2018 6 yrs Approved
SOMYA AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
NATWAR NAVNIT MALL 01234567 Director 01/04/2018 6 yrs Approved
RAJESWARI ARADHYULA 01234567 Director 01/04/2018 6 yrs Approved
Nalina Ranka 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2022)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Fractal Analytics Private Limited
Subsidiaries
-
Group entities
-
Capital events
8 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Cuddle.ai Inc Subsidiary Company 74.00%
Fractal Analytics Private Limited Holding Company 74.00%

Key managerial personnel: NALINA RANKA (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 20
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Operating for 9 years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 1.42 in a year.
Negative net worth.
Adverse company status: Amalgamated.
Compliance score is weak (55/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence43/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 4 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment38/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view46/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
14 Jul 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
19 Aug 2024
Director ceased
NALINA RANKA
06 Jul 2024
Director appointed
Nalina Ranka (Cfo)
14 Jun 2024
Director appointed
NALINA RANKA (CFO)
14 May 2023
Director ceased
RAJESWARI ARADHYULA
25 Apr 2023
Director ceased
SRIKANTH VELAMAKANNI
20 Apr 2023
Director appointed
RAJESWARI ARADHYULA (Director)
04 May 2022
Securities allotted
150000 Equity Shares - 1.50 Lakh raised
01 Nov 2021
Director ceased
KATHY MARIE LEAKE
15 Oct 2021
Securities allotted
390000 Equity Shares - 3.90 Lakh raised
19 Jul 2021
Securities allotted
200000 Equity Shares - 2.00 Lakh raised
30 Apr 2021
Securities allotted
1595856 Equity Shares - 15.96 Lakh raised
Director appointed
SOMYA AGARWAL (Company Secretary)
28 Feb 2020
Securities allotted
571848 Equity Shares - 5.72 Lakh raised
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
5 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 8 security allotment(s) - amounts available in the full report.
1 overseas direct investment(s) (ODI) on record - international footprint.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Diligentsquad Technologies Private Limited U72900TN2016PTC111265 Chennai, Tamil Nadu, India
Pscope Technologies Private Limited U72900MH2016PTC281035 Mumbai, Maharashtra, India
Plannet Technest South India Private Limited U72200KL2010PTC026473 Trivandrum, Kerala, India
Techron Systems Private Limited U72900TN2016PTC111694 Thalambur, Tamil Nadu, India
Kalpataru Computer Services Private Limited U72300MH2000PTC128177 Mumbai, Maharashtra, India
Osswal Infosystem Private Limited U72200MP2012PTC028323 Indore, Madhya Pradesh, India
Salzer Technologies U72200TN2006PLC059913 Chennai, Tamil Nadu, India
Loop Health U85100PN2019PTC184954 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Cuddle before audits and certifications: compliance score 55/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Cuddle: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 70/100, margin trends, ownership structure and peer set for Cuddle - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 49/100, distress signals and MSME payment-delay disclosures - know whether Cuddle pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Cuddle - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Cuddle an active company?

Cuddle has MCA status “Amalgamated” with a compliance score of 55/100 (Moderate).

Is Cuddle financially healthy?

Cuddle has a Financial Health Score of 15/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Cuddle?

Its overall Trust Score is 49/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Cuddle?

The ultimate holding entity is Fractal Analytics Private Limited. 5 active director(s) are on record.

Does Cuddle have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Cuddle up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 55/100 (Moderate).

Is it risky to lend to Cuddle?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.