Creative Vanijya Private Limited - Due diligence report

A 360° intelligence report on Creative Vanijya Private Limited: trust score, financial health, credit view, compliance, directors, growth an…

2007-12-19 Kolkata, West Bengal Active Unlisted Active Compliant
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CV Creative Vanijya Private Limited
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Creative Vanijya Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
80/100
Trust Score
Low Risk

Creative Vanijya Private Limited is assessed as Low Risk with a Trust Score of 80/100. Creative Vanijya Private Limited is an active private limited indian non-government company incorporated in 2007, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 22 Jul 2026 from the latest processed filings. Creative Vanijya Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
90/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 90/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 70/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANGITA BHATIA 01234567 Director 01/04/2018 6 yrs Approved
RAJ KUMAR DAGA 01234567 Director 01/04/2018 6 yrs Approved
SIDHARTHA SARAWGI 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2019 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Password Merchants Pvt Ltd Associate Company 74.00%
Balgopal Merchandise Private Limited. Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 70
Growth signals & trust indicators
Operating for 18+ years.
Distress signals & risk flags
Profit declined two years in a row.
Outside liabilities up 1.42 in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence73/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment84/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
18 Feb 2021
Director ceased
INDU SARAWGI
17 Feb 2021
Director appointed
SANGITA BHATIA (Director)
Director appointed
RAJ KUMAR DAGA (Director)
05 Jun 2012
Securities allotted
60000 Equity Shares Without Differential Rights - 3.00 cr raised
10 Feb 2011
Director ceased
HULAS CHAND CHORARIA
Director ceased
SUBHASH JAIN
25 Jun 2010
Director appointed
SIDHARTHA SARAWGI (Director)
13 Apr 2010
Securities allotted
1220000 Equity Shares Without Differential Rights - 6.10 cr raised
13 Mar 2010
Director ceased
ANAND CHOPRA
14 Jul 2009
Director ceased
ARJUN VIJAYA
19 Dec 2007
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2019 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Neelambar Leasing And Finvest Private Limited U65910MH1995PTC085719 Vashi, Maharashtra, India
Punctual Tradecom Private Limited U51909WB2004PTC100899 Kolkata, West Bengal, India
Shree Umiya Finlease Pvt Ltd U67120GJ1995PTC027222 Dist: Mehsana, Gujarat, India
Kapil Chits (Rayalaseema) Private Limited U65923AP2016PTC098179 Cuddapah, Andhra Pradesh, India
Digitalindiapayments U72200MH2013PLC250051 Thane, Maharashtra, India
Suman Towers Private Limited U45400WB2011PTC158473 Kolkata, West Bengal, India
Shakti Finbiz Private Limited U71290DL1996PTC081400 New Delhi, Delhi, India
Negapatam Industrial Trading Limited U65923TN1930PLC001772 Chennai, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Creative Vanijya Private Limited before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Creative Vanijya Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 90/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Creative Vanijya Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Creative Vanijya Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Creative Vanijya Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Creative Vanijya Private Limited an active company?

Creative Vanijya Private Limited has MCA status “Active” with a compliance score of 70/100 (Moderate).

Is Creative Vanijya Private Limited financially healthy?

Creative Vanijya Private Limited has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.

Should I do business with Creative Vanijya Private Limited?

Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Creative Vanijya Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Creative Vanijya Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Creative Vanijya Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).

Is it risky to lend to Creative Vanijya Private Limited?

Its Credit Risk Score is 90/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.