Promoter holding
64.27%
CG
Creative Garments Private Limited - Due diligence report
A 360° intelligence report on Creative Garments: trust score, financial health, credit view, compliance, directors, growth and distress sign…
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Creative Garments — 360° Intelligence Report
Generated from MCA filings & public records72/100
Trust Score
Moderate
Creative Garments is assessed as Moderate with a Trust Score of 72/100. Creative Garments is an active private limited indian non-government company incorporated in 1984, operating in the Manufacturing sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 19 Jul 2026 from the latest processed filings. Creative Garments Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
72/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
42/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Working-capital cover adequate.
- Profitable - internal accruals available.
Charges position: 7 open (620.68 cr) · 21 satisfied (198.49 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Sbicap Trustee Company Limited | 2 | 48.0 cr |
| Others | 7 | 48.0 cr |
| State Bank Of India | 2 | 48.0 cr |
| Union Bank Of India | 2 | 48.0 cr |
| Citibank N.A. | 1 | 48.0 cr |
| Citi Bank | 1 | 48.0 cr |
Compliance Score: 42/100 Caution Indicated
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: RBI.
- Litigation present in 3 court forum(s).
- Delayed payments to MSME suppliers disclosed (124 disclosure(s)).
- 6 active GST registration(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| VISHWANSHU VIJAYKUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAHUL MEHTA NARENDRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| CHANDRA KUMAR MANOHARLAL DIXIT | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIJETA ARUNANSHU AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIJAYKUMAR JAMNADHAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ARUNANSHU VIJAY KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHIVKUMAR KISHANLAL KEDIA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Sidharth Agarwal | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 8 directors on the board.
- CHANDRA KUMAR MANOHARLAL DIXIT has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
2
Capital events
-
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Creative Global Textile Mills Private Limited | Subsidiary Company | 74.00% |
| Syntis Garments Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: VIJAYKUMAR JAMNADHAR AGARWAL (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 41+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Compliance score is weak (42/100).
7 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 61.08 Lakh.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence65/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 7 open charge(s) of 620.68 cr already registered.
- Compliance gaps should be priced into terms.
Investor view88/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events07 Feb 2026
Charge created
Others - 9.60 cr
20 Dec 2025
Director appointed
Sidharth Agarwal (Additional Director)
30 Sep 2025
Last AGM held
Annual general meeting
24 Jul 2025
Charge created
Others - 25.93 cr
16 Apr 2025
Charge satisfied
Others
07 Apr 2025
Director appointed
CHANDRA KUMAR MANOHARLAL DIXIT (Additional Director)
04 Apr 2025
Charge satisfied
Others
31 Mar 2025
Latest balance sheet
Filed with ROC
17 Jan 2025
Charge created
Hdfc Bank Limited - 5.25 cr
02 Apr 2024
Charge created
Sbicap Trustee Company Limited - 272.31 cr
23 Jan 2024
Charge created
Others - 41.54 Lakh
11 Sep 2023
Charge created
Others - 30.00 cr
12 Aug 2020
Charge satisfied
Axis Bank Limited
28 Feb 2019
Charge satisfied
State Bank Of India
28 Jan 2019
Charge created
Others - 2.00 cr
10
Key Observations
Auto-generated from the data aboveRevenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
8 active director(s) / partner(s); review board churn before relying on management continuity.
6 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
| Company | CIN | Location |
|---|---|---|
| Mahak Synthetics Mills Private Limited | U24231GJ1981PTC004654 | Ahmedabad, Gujarat, India |
| United Techfab Limited | U17120GJ2012PLC069888 | Dascroi, Gujarat, India |
| Modelama Exports | U74899DL1995PTC071844 | New Delhi, Delhi, India |
| Bowreah Jute Mills Private Limited | U51909WB2008PTC129580 | Kolkata, West Bengal, India |
| Ganga Acrowools | U17117PB1994PLC014190 | Ludhiana, Punjab, India |
| Skaps | U51909GJ1998PTC034993 | Ahmedabad., Gujarat, India |
| Classic Polo | U17111TZ1994PTC005325 | Coimbatore District, Tamil Nadu, India |
| Kkpindia | U17111TZ1993PTC004731 | Namakkal, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Creative Garments before audits and certifications: compliance score 42/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Creative Garments: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Creative Garments - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 72/100, distress signals and MSME payment-delay disclosures - know whether Creative Garments pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Creative Garments - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Creative Garments an active company?
Creative Garments has MCA status “Active” with a compliance score of 42/100 (Caution Indicated).
Is Creative Garments financially healthy?
Creative Garments has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.
Should I do business with Creative Garments?
Its overall Trust Score is 72/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Creative Garments?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 8 active director(s) are on record.
Does Creative Garments have loans or charges against its assets?
7 open charge(s) are registered against its assets, and 21 earlier charge(s) stand satisfied.
Is Creative Garments up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 42/100 (Caution Indicated).
Is it risky to lend to Creative Garments?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
