Promoter holding
64.27%
CL
Cifco Limited - Due diligence report
A 360° intelligence report on Cifco Limited: trust score, financial health, credit view, compliance, directors, growth and distress signals …
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Cifco Limited — 360° Intelligence Report
Generated from MCA filings & public records53/100
Trust Score
Moderate
Cifco Limited is assessed as Moderate with a Trust Score of 53/100. Cifco Limited is an active public limited indian non-government company incorporated in 1973, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.
Report generated on 21 Jul 2026 from the latest processed filings. Cifco Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
53/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
5/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
Charges position: 1 open (58.00 Lakh) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Kotak Mahindra Finance Ltd. | 1 | 48.0 cr |
Compliance Score: 56/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: SEBI, BSE, RBI.
- Litigation present in 2 court forum(s).
- 2 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| BHUPENDRA CHAMPAKLAL DALAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASIM BHUPENDRA DALAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MILAN BHUPENDRA DALAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 40 · Distress 40
Growth signals & trust indicators
Operating for 52+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Negative net worth.
Compliance score is weak (56/100).
1 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence50/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment34/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 58.00 Lakh already registered.
- Compliance gaps should be priced into terms.
Investor view31/100
Limited indicators at present
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 11 events29 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
30 Sep 2019
Director ceased
DEVDUT MILAN DALAL
31 Mar 2015
Securities allotted
500000.00 Preference Shares - 50.00 Lakh raised
30 Sep 2009
Director ceased
BHUPENDRA CHAMPAKLAL DALAL
18 Aug 2009
Director appointed
BHUPENDRA CHAMPAKLAL DALAL (Director)
Director ceased
SAMRAT NIRMAL ZAVERI
23 Feb 1996
Charge created
Kotak Mahindra Finance Ltd. - 58.00 Lakh
10 Nov 1995
Director appointed
ASIM BHUPENDRA DALAL (Director)
08 Nov 1990
Director appointed
MILAN BHUPENDRA DALAL (Director)
03 Sep 1973
Incorporated
Registered with Roc Mumbai
10
Key Observations
Auto-generated from the data aboveRevenue declined 38% over the last 4 financial year(s).
3 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Abhiruchi Consultants Private Limited | U51909DL2004PTC321085 | Delhi, Delhi, India |
| Credit Suisse Consulting (India) Private Limited | U67190MH2005PTC151450 | Mumbai, Maharashtra, India |
| Vizwise Commerce Private Limited | U32109DL1995PTC066325 | New Delhi, Delhi, India |
| Subh Stock Broking Private Limited | U67120WB1994PTC064467 | Kolkata, West Bengal, India |
| Global Solutions (India) Private Limited | U72900KA1997PTC022166 | Bangalore, Karnataka, India |
| Arya Financial And Investment Consultancy Services Pvt Ltd | U67190MH1982PTC028029 | Mumbai, Maharashtra, India |
| Starlite Finvest Private Limited | U74899DL2001PTC109371 | New Delhi, Delhi, India |
| Shree Gr Goyal Commodities Private Limited | U51109RJ2005PTC021152 | Sriganganagar, Rajasthan, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Cifco Limited before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Cifco Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Limited indicators at present. Growth score 40/100, margin trends, ownership structure and peer set for Cifco Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 53/100, distress signals and MSME payment-delay disclosures - know whether Cifco Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Cifco Limited - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Cifco Limited an active company?
Cifco Limited has MCA status “Active” with a compliance score of 56/100 (Moderate).
Is Cifco Limited financially healthy?
Cifco Limited has a Financial Health Score of 5/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Cifco Limited?
Its overall Trust Score is 53/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Cifco Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.
Does Cifco Limited have loans or charges against its assets?
1 open charge(s) are registered against its assets.
Is Cifco Limited up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).
Is it risky to lend to Cifco Limited?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
