Promoter holding
64.27%
CN
Chitra Nirman - Due diligence report
A 360° intelligence report on Chitra Nirman: trust score, financial health, credit view, compliance, directors, growth and distress signals …
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹449
Save ₹251
excl. GST
Or from ₹279/report with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Chitra Nirman — 360° Intelligence Report
Generated from MCA filings & public records64/100
Trust Score
Moderate
Chitra Nirman is assessed as Moderate with a Trust Score of 64/100. Chitra Nirman is an active private limited indian non-government company incorporated in 2007, operating in the Real Estate and Construction sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.
Report generated on 22 Sep 2026 from the latest processed filings. Chitra Nirman Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
64/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
75/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
20/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 20/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 38%).
Charges position: 3 open (15.50 cr) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 3 | 48.0 cr |
Compliance Score: 75/100 Low Risk
- Company status is Active as per MCA.
- Last balance sheet is for Mar 2022 - filings overdue.
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| RADHE BALLAV BHALOTIA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NIRAJ KUMAR AGARWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANDEEP AGRAWALA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- SANDEEP AGRAWALA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
06
Ownership & Group Intelligence
As per FY 2018 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 70 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Operating for 19+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
3 open charge(s) registered - assets are encumbered.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence69/100
Review suggested
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment40/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 3 open charge(s) of 15.50 cr already registered.
- Compliance record supports lending.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 11 events09 Sep 2024
Charge created
Others - 2.00 cr
28 Jun 2024
Charge created
Others - 5.00 cr
30 Sep 2022
Last AGM held
Annual general meeting
31 Mar 2022
Latest balance sheet
Filed with ROC
05 Sep 2018
Charge created
Others - 8.50 cr
09 Jun 2010
Securities allotted
8000 Equity Shares Without Differential Rights - 80,000.00 raised
18 Mar 2009
Securities allotted
211100 Equity Shares Without Differential Rights - 1.06 cr raised
26 Mar 2007
Incorporated
Registered with Roc Kolkata I
Director appointed
RADHE BALLAV BHALOTIA (Director)
Director appointed
NIRAJ KUMAR AGARWAL (Director)
Director appointed
SANDEEP AGRAWALA (Director)
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); review board churn before relying on management continuity.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Matrabhumi Builders Private Limited | U70100CH2004PTC026869 | Chandigarh, Chandigarh, India |
| Ruparel Developers (India) Private Limited | U70102MH2008PTC181695 | Mumbai, Maharashtra, India |
| G.Sharma And Company (India) Private Limited | U45201UP1992PTC014301 | Gorakhpur, Uttar Pradesh, India |
| Shree Sainath Enterprises Construction And Developers Private Limited | U45208MH2013PTC250500 | Mumbai, Maharashtra, India |
| Skill Realtors Private Limited | U45202MH2008PTC186420 | Mumbai, Maharashtra, India |
| Maxworth Realty Ventures Private Limited | U70101KA2013PTC068795 | Bangalore, Karnataka, India |
| Avril Builders Private Limited | U45200MH2008PTC185508 | Bhiwandi, Maharashtra, India |
| Shahdeo Apartments Private Limited | U45201JH1991PTC004601 | Ranchi, Jharkhand, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Chitra Nirman before audits and certifications: compliance score 75/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Chitra Nirman: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 20/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 70/100, margin trends, ownership structure and peer set for Chitra Nirman - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 64/100, distress signals and MSME payment-delay disclosures - know whether Chitra Nirman pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Chitra Nirman - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Chitra Nirman an active company?
Chitra Nirman has MCA status “Active” with a compliance score of 75/100 (Low Risk).
Is Chitra Nirman financially healthy?
Chitra Nirman has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Chitra Nirman?
Its overall Trust Score is 64/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Chitra Nirman?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.
Does Chitra Nirman have loans or charges against its assets?
3 open charge(s) are registered against its assets.
Is Chitra Nirman up to date with its ROC filings?
Last balance sheet is for Mar 2022 - filings overdue. Overall compliance score: 75/100 (Low Risk).
Is it risky to lend to Chitra Nirman?
Its Credit Risk Score is 20/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
