Charming Apparels Private Limited - Due diligence report

A 360° intelligence report on Charming Apparels Private Limited: trust score, financial health, credit view, compliance, directors, growth a…

1991-01-31 Delhi, Delhi Active Unlisted Active Non-Compliant
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CA Charming Apparels Private Limited

Charming Apparels Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
52/100
Trust Score
Moderate

Charming Apparels Private Limited is assessed as Moderate with a Trust Score of 52/100. Charming Apparels Private Limited is an active private limited indian non-government company incorporated in 1991, operating in the Manufacturing sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.

Report generated on 13 Jun 2026 from the latest processed filings. Charming Apparels Private Limited snapshot & full profile →

Financial Health › Weak
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
52/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
30/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
60/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 3 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 7 satisfied (52.23 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Hdfc Bank Limited3 48.0 cr
Reliance Capital Ltd2 48.0 cr
Kotak Mahindra Bank Limited1 48.0 cr
Dewan Housing Finance Corporation Limited1 48.0 cr
Compliance Score: 30/100 Caution Indicated
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: NCLT, BANKS.
  • Litigation present in 3 court forum(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANJAY SINGHAL 01234567 Director 01/04/2018 6 yrs Approved
SANJEEV SINGHAL 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 60 · Distress 55
Growth signals & trust indicators
Latest year revenue grew 38%.
Operating for 35+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Negative net worth.
Compliance score is weak (30/100).
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence44/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment39/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
18 Nov 2022
Charge satisfied
Dewan Housing Finance Corporation Limited
22 Mar 2021
Charge satisfied
Hdfc Bank Limited
17 Mar 2021
Charge satisfied
Hdfc Bank Limited
18 Jan 2021
Charge satisfied
Kotak Mahindra Bank Limited
04 Dec 2020
Charge satisfied
Hdfc Bank Limited
10 Feb 2020
Director appointed
SANJAY SINGHAL (Director)
Director appointed
SANJEEV SINGHAL (Director)
Director ceased
RAHUL JAIN
Director ceased
ATUL JAIN
30 Jun 2014
Charge created
Dewan Housing Finance Corporation Limited - 1.11 cr
30 Mar 2013
Securities allotted
172347.00 Equity Shares - 2.93 cr raised
18 Jan 2013
Charge satisfied
Reliance Capital Ltd
09 Jan 2013
Securities allotted
15000.00 Equity Shares - 15.00 Lakh raised
10

Key Observations

Auto-generated from the data above
2 active director(s) / partner(s); board looks stable and experienced.
All 7 registered charge(s) stand satisfied - past borrowings repaid.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Khetan Silk Mills Private Limited U17100MH1985PTC037970 Mumbai, Maharashtra, India
Fancy Nets Private Limited U17120MH1955PTC009470 Mumbai, Maharashtra, India
Garg Polytex Private Limited U17120MH1991PTC062755 Mumbai, Maharashtra, India
The India Ball Thread Company Private Limited U17117WB1941PTC010764 Kolkata, West Bengal, India
Pradhan Dresses Private Limited U17120DL2015PTC277508 New Delhi, Delhi, India
Bachhawat Tex Fab Private Limited U17120GJ2014PTC079242 Ahmedabad, Gujarat, India
Jay Shree Threads Private Limited U17291GJ2014PTC079362 Surat, Gujarat, India
Rolex Silk Mills Private Limited U17110MH1988PTC047019 Andheri East Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Charming Apparels Private Limited before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Charming Apparels Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 60/100, margin trends, ownership structure and peer set for Charming Apparels Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 52/100, distress signals and MSME payment-delay disclosures - know whether Charming Apparels Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Charming Apparels Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Charming Apparels Private Limited an active company?

Charming Apparels Private Limited has MCA status “Active” with a compliance score of 30/100 (Caution Indicated).

Is Charming Apparels Private Limited financially healthy?

Charming Apparels Private Limited has a Financial Health Score of 30/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Charming Apparels Private Limited?

Its overall Trust Score is 52/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Charming Apparels Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Charming Apparels Private Limited have loans or charges against its assets?

No open charges - all 7 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Charming Apparels Private Limited up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 30/100 (Caution Indicated).

Is it risky to lend to Charming Apparels Private Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.