Promoter holding
64.27%
CE
Centrum - Due diligence report
A 360° intelligence report on Centrum: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…
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Centrum — 360° Intelligence Report
Generated from MCA filings & public records60/100
Trust Score
Moderate
Centrum is assessed as Moderate with a Trust Score of 60/100. Centrum is an active public limited indian non-government company incorporated in 1977, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and high financial risk profile.
Report generated on 03 Oct 2026 from the latest processed filings. Centrum Capital Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
60/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
38/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
40/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 38%).
- Externally credit-rated (BBB).
Charges position: 5 open (450.90 cr) · 26 satisfied (1,456.87 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 22 | 48.0 cr |
| Axis Bank Limited | 1 | 48.0 cr |
| Idbi Trusteeship Services Limited | 1 | 48.0 cr |
| The Federal Bank Limited | 1 | 48.0 cr |
| City Union Bank Limited | 1 | 48.0 cr |
| Standard Chartered Bank | 1 | 48.0 cr |
Compliance Score: 38/100 Caution Indicated
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2025).
- Flagged by authority: SEBI, RBI.
- Litigation present in 3 court forum(s).
- 2 active GST registration(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| JASPAL SINGH BINDRA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ANJALI KARAMNARAYAN SETH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJEEV UBEROI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BASANT SETH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MAHAKHURSHID KHUSHROOH BYRAMJEE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| CHANDIR GOBIND GIDWANI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RISHAD KHUSHROOH BYRAMJEE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANDIP GHOSE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANKARANARAYANAN RADHAMANGALAM ANANTHARAMAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MANMOHAN RAMANNA SHETTY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Shailendra Kishor Apte | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 11 directors on the board.
- No disqualified or deactivated DINs.
- 2 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
6
Group entities
7
Capital events
157 allotment(s) · 0 transfer(s)
Promoters hold the largest single block of equity - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Ccil Investment Management Limited | Subsidiary Company | 74.00% |
| Centrum Alternative Llp | Subsidiary Company | 74.00% |
| Centrum Capital International Limited | Subsidiary Company | 74.00% |
| Centrum Financial Services Limited | Subsidiary Company | 74.00% |
| Centrum Insurance Brokers Limited | Subsidiary Company | 74.00% |
| Centrum Capital Advisors Limited | Subsidiary Company | 74.00% |
| Centrum Investment Advisors Limited | Subsidiary Company | 74.00% |
| Ignis Capital Advisors Limited | Subsidiary Company | 74.00% |
| Centrum Retail Services Limited | Subsidiary Company | 74.00% |
| Modulus Alternatives Investment Managers Limited | Subsidiary Company | 74.00% |
Key managerial personnel: JASPAL SINGH BINDRA (Whole-time director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 90 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 48+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 0.86 in a year.
Compliance score is weak (38/100).
5 open charge(s) registered - assets are encumbered.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence53/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment40/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 5 open charge(s) of 450.90 cr already registered.
- Compliance gaps should be priced into terms.
Investor view65/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 4 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events06 Aug 2026
Charge satisfied
Others
16 Jul 2026
Director appointed
SANDIP GHOSE (Additional Director)
17 Apr 2026
Charge satisfied
Others
30 Mar 2026
Charge satisfied
Others
23 Jan 2026
Charge created
Others - 50.00 cr
04 Nov 2025
Charge satisfied
Others
03 Oct 2025
Charge created
Others - 200.00 cr
08 Aug 2025
Last AGM held
Annual general meeting
07 Jul 2025
Charge satisfied
Others
01 Jun 2025
Director appointed
RAJEEV UBEROI (Director)
Director appointed
BASANT SETH (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
11 Mar 2025
Charge created
Others - 50.00 cr
12 Feb 2025
Charge satisfied
Others
21 Dec 2024
Charge satisfied
Others
10
Key Observations
Auto-generated from the data aboveRevenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
11 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 6 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BBB from Brickwork.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold the largest single block of equity as per the FY 2025 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 157 security allotment(s) - amounts available in the full report.
11 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Crosseas Capital Markets Private Limited | U67120GJ2005PTC139781 | Gandhinagar, Gujarat, India |
| Unilight Insurance Brokers Private Limited | U66000MH2013PTC249743 | Mumbai, Maharashtra, India |
| Eastern Financiers | U64990WB1986PLC041392 | Kolkata, West Bengal, India |
| Sumedha Fiscal | L70101WB1989PLC047465 | Kolkata, West Bengal, India |
| Sbmcpl | U51109RJ2006PTC022353 | Jaipur, Rajasthan, India |
| Expertpro Realty Private Limited | U59110DL2016PTC299984 | New Delhi, Delhi, India |
| Two Roads Trading Private Limited | U67110KA2014PTC074836 | Bangalore, Karnataka, India |
| Lkp | L67120MH1994PLC080039 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Centrum before audits and certifications: compliance score 38/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Centrum: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Enhanced diligence advised. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 90/100, margin trends, ownership structure and peer set for Centrum - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 60/100, distress signals and MSME payment-delay disclosures - know whether Centrum pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Centrum - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Centrum an active company?
Centrum has MCA status “Active” with a compliance score of 38/100 (Caution Indicated).
Is Centrum financially healthy?
Centrum has a Financial Health Score of 40/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Centrum?
Its overall Trust Score is 60/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Centrum?
Promoters hold the largest single block of equity - exact percentages are in the full report. 11 active director(s) are on record.
Does Centrum have loans or charges against its assets?
5 open charge(s) are registered against its assets, and 26 earlier charge(s) stand satisfied.
Is Centrum up to date with its ROC filings?
Balance sheet slightly behind (Mar 2025). Overall compliance score: 38/100 (Caution Indicated).
Is it risky to lend to Centrum?
Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
