Ceejay Microfin Limited - Due diligence report

A 360° intelligence report on Ceejay Microfin Limited: trust score, financial health, credit view, compliance, directors, growth and distres…

1994-04-22 Nadiad, Gujarat Active Unlisted Active Compliant
Share
Connect MCP
CM Ceejay Microfin Limited
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Ceejay Microfin Limited — 360° Intelligence Report

Generated from MCA filings & public records
82/100
Trust Score
Low Risk

Ceejay Microfin Limited is assessed as Low Risk with a Trust Score of 82/100. Ceejay Microfin Limited is an active public limited indian non-government company incorporated in 1994, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 01 Aug 2026 from the latest processed filings. Ceejay Microfin Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU.
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
DATTEN DEEPAKBHAI PATEL 01234567 Director 01/04/2018 6 yrs Approved
DEEPAKBHAI RAMANBHAI PATEL 01234567 Director 01/04/2018 6 yrs Approved
KIRANBHAI RAMANBHAI PATEL 01234567 Director 01/04/2018 6 yrs Approved
SHAILESHBHAI RAMANBHAI PATEL 01234567 Director 01/04/2018 6 yrs Approved
Shaileshkumar Ramanbhai Patel 01234567 Director 01/04/2018 6 yrs Approved
Bharatkumar Mahendrabhai Amin 01234567 Director 01/04/2018 6 yrs Approved
Sunilkumar Govindbhai Patel 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 6 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: DATTEN DEEPAKBHAI PATEL (CFO) · SHAILESHBHAI RAMANBHAI PATEL (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 90
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Operating for 32+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment62/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view86/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Sep 2024
Director appointed
Bharatkumar Mahendrabhai Amin (Additional Director)
Director appointed
Sunilkumar Govindbhai Patel (Additional Director)
17 Oct 2018
Director ceased
HARSHADKUMAR NATVARLAL DALAL
19 Jul 2018
Director appointed
DATTEN DEEPAKBHAI PATEL (CFO)
Director appointed
SHAILESHBHAI RAMANBHAI PATEL (Managing Director)
Director appointed
Shaileshkumar Ramanbhai Patel (Ceo)
Director ceased
SHAILESHBHAI RAMANBHAI PATEL
31 Mar 2017
Share transfer (FY 2017)
1600.00000000 shares to PRAFUL AVANI
Share transfer (FY 2017)
2000.00000000 shares to HARSHADKUMAR USHABEN
Share transfer (FY 2017)
2000.00000000 shares to NATVARLAL HARSHADKUMAR
Share transfer (FY 2017)
2000.00000000 shares to SHAILESHBHAI ANKITA
Share transfer (FY 2017)
1600.00000000 shares to PRAFUL NIYATI
05 Jan 2017
Securities allotted
4740000 Equity Shares - 4.74 cr raised
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
7 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
A K Services Private Limited U74899MH1986PTC268851 Mumbai, Maharashtra, India
Sree Ganesh Caplease Services Private Limited U74110MH1995PTC220821 Mumbai, Maharashtra, India
Ifci Factors U74899DL1995GOI074649 New Delhi, Delhi, India
Human Value Developers Private Limited U62013MH2005PTC156922 Mumbai, Maharashtra, India
Moneymart Securities Private Limited U67120MH1995PTC086563 Thane, Maharashtra, India
Rishav Commercial Company Pvt Ltd U51219WB1994PTC061988 Kolkata, West Bengal, India
Ncml U67190HR2009PTC079865 Gurugram, Haryana, India
Alwar General Finance Co. Pvt. Ltd. U67120RJ1990PTC005423 Alwar, Rajasthan, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Ceejay Microfin Limited before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Ceejay Microfin Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Ceejay Microfin Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Ceejay Microfin Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Ceejay Microfin Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Ceejay Microfin Limited an active company?

Ceejay Microfin Limited has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Ceejay Microfin Limited financially healthy?

Ceejay Microfin Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Ceejay Microfin Limited?

Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Ceejay Microfin Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 7 active director(s) are on record.

Does Ceejay Microfin Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Ceejay Microfin Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Ceejay Microfin Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.