Cashless Technologies India Private Limited - Due diligence report

A 360° intelligence report on Benow: trust score, financial health, credit view, compliance, directors, growth and distress signals - genera…

2016-02-02 Mumbai, Maharashtra Active Unlisted Active Compliant
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CT Cashless Technologies India Private Limited
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Benow — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Benow is assessed as Moderate with a Trust Score of 70/100. Benow is an active private limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 04 Jul 2026 from the latest processed filings. Cashless Technologies India Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.

Charges position: 3 open (170.02 cr) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Hdfc Bank Limited1 48.0 cr
Citi Bank N.A.1 48.0 cr
Others1 48.0 cr
Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
SOORAJ VALSALA 01234567 Director 01/04/2018 6 yrs Approved
MADHUMITA SARKAR 01234567 Director 01/04/2018 6 yrs Approved
PRASHANT JAJU 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Synergistic Financial Networks Private Limited
Subsidiaries
-
Group entities
-
Capital events
9 allotment(s) · 3 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Synergistic Financial Networks Private Limited Holding Company 74.00%

Key managerial personnel: SOORAJ VALSALA (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 60
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Asset base grew 1.42 - capacity expansion.
EPFO headcount growing - hiring signal.
Operating for 10+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 2.1x in a year.
Negative net worth.
3 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment47/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 3 open charge(s) of 170.02 cr already registered.
  • Compliance record supports lending.
Investor view56/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
18 Sep 2025
Last AGM held
Annual general meeting
11 Jul 2025
Director ceased
JAGRITI BHATTACHARYYA
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Oct 2024
Charge created
Citi Bank N.A. - 70.00 cr
18 Jul 2024
Charge created
Others - 1.98 Lakh
06 Nov 2023
Charge created
Hdfc Bank Limited - 100.00 cr
17 Apr 2023
Director ceased
MADHURI VIJAY VYAS
20 Jan 2023
Director ceased
GINNI SINGHAL
12 Apr 2022
Director appointed
PRASHANT JAJU (Nominee Director)
29 Nov 2021
Director ceased
BHUSHAN JIVANJI THAKER
Director ceased
SAMEER CHUGH NIRANJAN
29 Oct 2021
Securities allotted
3000000 Equity Shares - 3.00 cr raised
28 Sep 2021
Director ceased
GIRIJA SUDHAKAR RAM
Director ceased
FARID LALJI KAZANI
Director ceased
SREEJITH KONANAMKOTTIL SIVANANDAN
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 9 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Epi-Use India Private Limited U72900TG2018FTC127103 Madhapur, Telangana, India
Teletext India Private Limited U72900TG2003PTC040833 Hyderabad, Telangana, India
Tarantula.Net India Private Limited U72200TG2004PTC043020 Hyderabad, Telangana, India
Mobicule U74999MH2008PTC186977 Mumbai, Maharashtra, India
Megasoft Information Systems U72200MH1996PTC101001 Mumbai, Maharashtra, India
Interactguru U72200RJ2010PLC033131 Jaipur, Rajasthan, India
Raykor Technologies Private Limited U72300PN2007PTC129720 Pune, Maharashtra, India
Lister Ventures Private Limited U72501TN2019PTC128349 Chennai, Tamil Nadu, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Benow before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Benow: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 80/100, margin trends, ownership structure and peer set for Benow - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Benow pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Benow - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Benow an active company?

Benow has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Benow financially healthy?

Benow has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Benow?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Benow?

The ultimate holding entity is Synergistic Financial Networks Private Limited. 3 active director(s) are on record.

Does Benow have loans or charges against its assets?

3 open charge(s) are registered against its assets.

Is Benow up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Benow?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.