Promoter holding
64.27%
CF
Capital First Limited - Due diligence report
A 360° intelligence report on Capitalfirst: trust score, financial health, credit view, compliance, directors, growth and distress signals -…
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Capitalfirst — 360° Intelligence Report
Generated from MCA filings & public records49/100
Trust Score
Caution Indicated
Capitalfirst is assessed as Caution Indicated with a Trust Score of 49/100. Capitalfirst is a public limited indian non-government company incorporated in 2005, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 17 Jul 2026 from the latest processed filings. Capital First Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreCaution Indicated
49/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
5/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
45/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 50/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- No open charges - unencumbered balance sheet.
- Elevated gearing (D/E 1.42).
- Profitable - internal accruals available.
- Externally credit-rated (A1).
Charges position: 0 open (-) · 73 satisfied (16,839.10 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 9 | 48.0 cr |
| Canara Bank | 3 | 48.0 cr |
| Idbi Trusteeship Services Limited | 9 | 48.0 cr |
| United Bank Of India | 2 | 48.0 cr |
| Oriental Bank Of Commerce | 4 | 48.0 cr |
| Idbi Bank Limited | 5 | 48.0 cr |
Compliance Score: 5/100 Caution Indicated
- Company status is "Amalgamated" - not Active.
- Last balance sheet is for Mar 2018 - filings overdue.
- Flagged by authority: RBI, SFIO, SEBI.
- Litigation present in 4 court forum(s).
Legal cases on record (4)
05
Director Intelligence
Stability score: 55/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| NARESH CHAND SINGHAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| HEMANG HARISH RAJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| APUL NAYYAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DINESH HASMUKHRAI KANABAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SATISH ASHOK GAIKWAD | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BRINDA JAGIRDAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NARENDRA OSTAWAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| NIHAL MAHENDRA DESAI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MITTUR SWAMINATHAN SUNDARARAJAN | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SATISH ASHOK GAIKWAD | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| PANKAJ SUMERMAL SANKLECHA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VAIDYANATHAN VEMBU | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VISHAL KASHYAP MAHADEVIA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Pankaj Sumermal Sanklecha | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 14 directors on the board.
- SATISH ASHOK GAIKWAD has DIN status "Deactivated due to non-filing of DIR-3 KYC".
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2018 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
3
Group entities
3
Capital events
49 allotment(s) · 0 transfer(s)
Promoters hold the largest single block of equity - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Capital First Commodities Limited | Subsidiary Company | 74.00% |
| Capital First Home Finance Limited | Subsidiary Company | 74.00% |
| Capital First Securities Limited | Subsidiary Company | 74.00% |
Key managerial personnel: APUL NAYYAR (Whole-time director) · NIHAL MAHENDRA DESAI (Whole-time director) · PANKAJ SUMERMAL SANKLECHA (CFO) · VAIDYANATHAN VEMBU (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 95 · Distress 45
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 20+ years.
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
Statutory filings appear overdue.
Adverse company status: Amalgamated.
Compliance score is weak (5/100).
4 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence30/100
Caution indicated
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 3 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment46/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view76/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 5 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management churn warrants questions.
09
MCA Filings & Events Timeline
Latest 15 events12 Dec 2018
Securities allotted
10482 Debentures - 1,048.20 cr raised
02 Nov 2018
Securities allotted
10000 Equity Shares Without Differential Rights - 20.35 Lakh raised
Securities allotted
5450 Equity Shares Without Differential Rights - 21.26 Lakh raised
Securities allotted
2000 Equity Shares Without Differential Rights - 3.48 Lakh raised
Securities allotted
2500 Equity Shares Without Differential Rights - 3.89 Lakh raised
03 Sep 2018
Securities allotted
3000 Equity Shares Without Differential Rights - 5.22 Lakh raised
Securities allotted
10000 Equity Shares Without Differential Rights - 15.57 Lakh raised
Securities allotted
6250 Equity Shares Without Differential Rights - 24.38 Lakh raised
Securities allotted
10000 Equity Shares Without Differential Rights - 20.35 Lakh raised
03 Aug 2018
Securities allotted
500 Debentures - 50.00 cr raised
18 Jul 2018
Securities allotted
990 Debentures - 98.74 cr raised
04 Jul 2018
Last AGM held
Annual general meeting
26 Jun 2018
Securities allotted
2950 Equity Shares Without Differential Rights - 11.51 Lakh raised
Securities allotted
5000 Equity Shares Without Differential Rights - 17.70 Lakh raised
Securities allotted
42700 Equity Shares Without Differential Rights - 74.36 Lakh raised
10
Key Observations
Auto-generated from the data aboveRevenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
14 active director(s) / partner(s); review board churn before relying on management continuity.
All 73 registered charge(s) stand satisfied - past borrowings repaid.
Operates a group structure with 3 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of A1 from Icra.
Promoters hold the largest single block of equity as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 49 security allotment(s) - amounts available in the full report.
3 overseas direct investment(s) (ODI) on record - international footprint.
| Company | CIN | Location |
|---|---|---|
| Edelweiss Agri Value Chain Limited | U63090MH2014PLC256473 | Mumbai, Maharashtra, India |
| Snowtex Investment Limited | U66010WB1995PLC069088 | Kolkata, West Bengal, India |
| Ifci | L74899DL1993GOI053677 | New Delhi, Delhi, India |
| Tatacapital | L65990MH1991PLC060670 | Mumbai, Maharashtra, India |
| Sksindia | L65999MH2003PLC250504 | Mumbai, Maharashtra, India |
| Birds Forex Private Limited | U74999MH2014PTC257627 | Mumbai, Maharashtra, India |
| Muthootfinance | L65910KL1997PLC011300 | Ernakulam, Kerala, India |
| Mahindra Finance | L65921MH1991PLC059642 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Capitalfirst before audits and certifications: compliance score 5/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Capitalfirst: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Capitalfirst - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Caution indicated. Trust score 49/100, distress signals and MSME payment-delay disclosures - know whether Capitalfirst pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (4 case(s) on record), regulatory flags, charge documents trail and director networks for Capitalfirst - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Capitalfirst an active company?
Capitalfirst has MCA status “Amalgamated” with a compliance score of 5/100 (Caution Indicated).
Is Capitalfirst financially healthy?
Capitalfirst has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Capitalfirst?
Its overall Trust Score is 49/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Capitalfirst?
Promoters hold the largest single block of equity - exact percentages are in the full report. 14 active director(s) are on record.
Does Capitalfirst have loans or charges against its assets?
No open charges - all 73 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Capitalfirst up to date with its ROC filings?
Last balance sheet is for Mar 2018 - filings overdue. Overall compliance score: 5/100 (Caution Indicated).
Is it risky to lend to Capitalfirst?
Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
