Promoter holding
64.27%
CF
Capfloat Financial Services Private Limited - Due diligence report
A 360° intelligence report on Capfloat: trust score, financial health, credit view, compliance, directors, growth and distress signals - gen…
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Capfloat — 360° Intelligence Report
Generated from MCA filings & public records62/100
Trust Score
Moderate
Capfloat is assessed as Moderate with a Trust Score of 62/100. Capfloat is an active private limited indian non-government company incorporated in 1993, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.
Report generated on 19 Jul 2026 from the latest processed filings. Capfloat Financial Services Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
62/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
32/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
75/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Externally credit-rated (BBB).
Charges position: 78 open (456.56 cr) · 198 satisfied (3,774.32 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 153 | 48.0 cr |
| Idbi Trusteeship Services Limited | 113 | 48.0 cr |
| The Hongkong And Shanghai Banking Corporation Limited | 2 | 48.0 cr |
| Ifmr Capital Finance Private Limited | 2 | 48.0 cr |
| Axis Bank Limited | 1 | 48.0 cr |
| Sidbi | 1 | 48.0 cr |
Compliance Score: 32/100 Caution Indicated
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: FIU.
- Litigation present in 3 court forum(s).
- 3 auditor resignation(s) filed - latest: Batliboi & Purohit on 2024-09-27.
- Delayed payments to MSME suppliers disclosed (19 disclosure(s)).
- 2 active GST registration(s).
Legal cases on record (3)
05
Director Intelligence
Stability score: 75/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| VENKATARAMAN MURALI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MOHAMED SALIM ASARIA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Akshay Jammalamadaka Sarma | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MAHENDRA JAYWANT NERURKAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| MAHAVIR JINDAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Preetham Nagaraja Murthy | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| GAURAV DINESH HINDUJA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SASHANK RAMASUBBAN RISHYASRINGA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Nirav Ashwin Kamdar | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Mauli Agarwal | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 10 directors on the board.
- No disqualified or deactivated DINs.
- 6 director exits in 3 years - high churn.
Director & KMP remuneration (FY 2024)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2024 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
2
Capital events
219 allotment(s) · 12 transfer(s)
Promoters hold a majority stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Axio Capital Private Limited | Subsidiary Company | 74.00% |
| Axio Digital Private Limited | Subsidiary Company | 74.00% |
Key managerial personnel: Akshay Jammalamadaka Sarma (CFO)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 80
Growth signals & trust indicators
Steady revenue growth: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
EPFO headcount growing - hiring signal.
Operating for 32+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
6 director exits within 2 years.
Compliance score is weak (32/100).
78 open charge(s) registered - assets are encumbered.
3 auditor resignation(s) on record - review the stated reasons.
MSME payment delays disclosed - latest outstanding 33.41 Lakh.
3 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence55/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment45/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 78 open charge(s) of 456.56 cr already registered.
- Compliance gaps should be priced into terms.
Investor view65/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events20 Feb 2026
Charge satisfied
Idbi Trusteeship Services Limited
16 Feb 2026
Charge satisfied
Others
13 Feb 2026
Charge satisfied
Others
10 Feb 2026
Charge satisfied
The Hongkong And Shanghai Banking Corporation Limited
19 Jan 2026
Charge satisfied
Others
08 Jan 2026
Charge satisfied
Others
07 Jan 2026
Charge satisfied
Others
19 Dec 2025
Charge satisfied
Others
16 Dec 2025
Charge satisfied
Others
25 Nov 2025
Charge satisfied
Others
30 Sep 2025
Director appointed
MOHAMED SALIM ASARIA (Director)
Last AGM held
Annual general meeting
29 Sep 2025
Director ceased
MAHENDRA JAYWANT NERURKAR
Director ceased
MAHAVIR JINDAL
Director ceased
Nirav Ashwin Kamdar
10
Key Observations
Auto-generated from the data aboveRevenue grew 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
10 active director(s) / partner(s); board looks stable and experienced.
2 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BBB from Indiarating.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2024 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 219 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Excello Fin Lea Ltd | U10100WB1993PLC058084 | Kolkata, West Bengal, India |
| Jks India Holdings Limited | U65923WB2004PLC099198 | Kolkata, West Bengal, India |
| Dmihousingfinance | U65923DL2011PTC216373 | New Delhi, Delhi, India |
| Vedika Credit Capital | U67120WB1995PLC069424 | North 24 Parganas, West Bengal, India |
| Hallow Securities | U67120DL1996PTC307090 | New Delhi, Delhi, India |
| Akaracap | U74110DL2016PTC290970 | Delhi, Delhi, India |
| Aye Finance | U65921DL1993PLC283660 | New Delhi, Delhi, India |
| Instapaisa | U67190MH1995PLC360817 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Capfloat before audits and certifications: compliance score 32/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Capfloat: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 75/100, margin trends, ownership structure and peer set for Capfloat - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 62/100, distress signals and MSME payment-delay disclosures - know whether Capfloat pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Capfloat - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Capfloat an active company?
Capfloat has MCA status “Active” with a compliance score of 32/100 (Caution Indicated).
Is Capfloat financially healthy?
Capfloat has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.
Should I do business with Capfloat?
Its overall Trust Score is 62/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Capfloat?
Promoters hold a majority stake - exact percentages are in the full report. 10 active director(s) are on record.
Does Capfloat have loans or charges against its assets?
78 open charge(s) are registered against its assets, and 198 earlier charge(s) stand satisfied.
Is Capfloat up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 32/100 (Caution Indicated).
Is it risky to lend to Capfloat?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
