Buyforex India Limited - Due diligence report

A 360° intelligence report on Centrum: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

2016-02-29 Mumbai, Maharashtra Active Unlisted Active Compliant
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BI Buyforex India Limited
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Centrum — 360° Intelligence Report

Generated from MCA filings & public records
81/100
Trust Score
Low Risk

Centrum is assessed as Low Risk with a Trust Score of 81/100. Centrum is an active public limited indian non-government company incorporated in 2016, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 12 Aug 2026 from the latest processed filings. Buyforex India Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
81/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
HARIPRASAD MEENOTH PANICHIKKIL 01234567 Director 01/04/2018 6 yrs Approved
GURUPRASAD TIRUVANAMALAI CHANDRASHEKARAN 01234567 Director 01/04/2018 6 yrs Approved
Pravin Madhukar Patil 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Ebixcash World Money Ltd.
Subsidiaries
-
Group entities
-
Capital events
0 allotment(s) · 4 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Ebixcash World Money Ltd. Holding Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 70
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
Operating for 10+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Negative net worth.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence85/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment65/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view76/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
17 Jul 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
28 Feb 2025
Director ceased
HARIPRASAD MEENOTH PANICHIKKIL
Director ceased
Pravin Madhukar Patil
17 Oct 2024
Director appointed
HARIPRASAD MEENOTH PANICHIKKIL (Director)
Director appointed
Pravin Madhukar Patil (Director)
26 Dec 2020
Director ceased
SANJAY SINGH
Director ceased
VINOD KUMAR SINGH
21 Aug 2019
Director ceased
SATYA BUSHAN KOTRU
Director ceased
VIKAS VERMA
31 Mar 2019
Share transfer (FY 2019)
1.00000000 shares to Sumit Khadria
Share transfer (FY 2019)
1.00000000 shares to Vikas Verma
Share transfer (FY 2019)
1.00000000 shares to Satya Bushan Kotru
Share transfer (FY 2019)
1.00000000 shares to Viral Gupta
29 Jun 2018
Director ceased
SHAILENDRA APTE KISHOR
10

Key Observations

Auto-generated from the data above
Revenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Sarvottam Finvest L65993WB1978PLC031793 Kolkata, West Bengal, India
Atreyi Agencies Pvt.Ltd. U51109BR1995PTC014029 Patna, Bihar, India
Akd Forex Private Limited U65999MH2019PTC320482 Jogeshwari West, Maharashtra, India
Sagun Commercials Private Ltd U65902WB1984PTC038244 Kolkata, West Bengal, India
Mtva Finance Private Limited U65990TN2021PTC148204 Sivakasi, Tamil Nadu, India
Agarwal Finestate Private Limited U65993HR1995PTC094169 Faridabad, Haryana, India
Phillip (India) Private Limited U67110MH2005PTC157770 Mumbai, Maharashtra, India
Asset9 Credits Limited U72100DL1946PLC001020 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Centrum before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Centrum: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Centrum - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 81/100, distress signals and MSME payment-delay disclosures - know whether Centrum pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Centrum - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Centrum an active company?

Centrum has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Centrum financially healthy?

Centrum has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Centrum?

Its overall Trust Score is 81/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Centrum?

The ultimate holding entity is Ebixcash World Money Ltd.. 3 active director(s) are on record.

Does Centrum have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Centrum up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Centrum?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.