Businessalert Infotech Private Limited - Due diligence report

A 360° intelligence report on Creditq: trust score, financial health, credit view, compliance, directors, growth and distress signals - gene…

2019-05-20 Jaipur, Rajasthan Active Unlisted Active Compliant
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BI Businessalert Infotech Private Limited
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Creditq — 360° Intelligence Report

Generated from MCA filings & public records
67/100
Trust Score
Moderate

Creditq is assessed as Moderate with a Trust Score of 67/100. Creditq is an active private limited indian non-government company incorporated in 2019, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.

Report generated on 18 Aug 2026 from the latest processed filings. Businessalert Infotech Private Limited snapshot & full profile →

Financial Health › Caution
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
67/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
20/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • 3 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ANJALI DHARWAL 01234567 Director 01/04/2018 6 yrs Approved
MUKTA MITTAL 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 60
Growth signals & trust indicators
Revenue acceleration: +1.42 over 3 year(s).
Latest year revenue grew 2.1x.
Asset base grew 24% - capacity expansion.
Operating for 7 years.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 0.86 in a year.
Negative net worth.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence73/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment48/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view58/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 12 events
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
10 Sep 2021
Director ceased
ASHISH SINGHAL
04 Apr 2021
Securities allotted
53500 Equity Shares Without Differential Rights - 5.35 Lakh raised
31 Mar 2021
Securities allotted
36500 Equity Shares Without Differential Rights - 3.65 Lakh raised
20 Mar 2021
Securities allotted
53500 Equity Shares Without Differential Rights - 5.35 Lakh raised
30 Sep 2020
Director ceased
PRASHANT KAPOOR
Director ceased
ANJALI DHARWAL
30 Nov 2019
Director ceased
BHARAT MITTAL
28 Nov 2019
Director appointed
ANJALI DHARWAL (Director)
20 May 2019
Incorporated
Registered with Roc Jaipur
Director appointed
MUKTA MITTAL (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 3 financial year(s).
Net profit margin moved from 38% to 1.42.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
3 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Transcending Horizons Private Limited U74999DL2018PTC332726 New Delhi, Delhi, India
Vonco Plastics Private Limited U25209GA2010PTC006341 Pissurlem, Goa, India
Paramvir Security Agency Private Limited U74999HR2021PTC092932 Sadar Bazar, Haryana, India
Hi-Tech Image Solutions Private Limited U74999MH2019PTC322998 Mumbai, Maharashtra, India
Studentmug India Private Limited U74999TG2011PTC074924 Panjagutta, Telangana, India
Manipal Thomas Greg Press Private Limited U22211KA1999PTC024806 Manipal, Karnataka, India
J. Crew Sourcing India Private Limited U51909KA2019FTC127842 Bangalore, Karnataka, India
Vivazperk Business Services (Opc) Private Limited U51101GJ2015OPC083721 Vadodara, Gujarat, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Creditq before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Creditq: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 85/100, margin trends, ownership structure and peer set for Creditq - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 67/100, distress signals and MSME payment-delay disclosures - know whether Creditq pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Creditq - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Creditq an active company?

Creditq has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Creditq financially healthy?

Creditq has a Financial Health Score of 20/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Creditq?

Its overall Trust Score is 67/100 (Moderate). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Creditq?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does Creditq have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Creditq up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Creditq?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.