Biswanath Constructions Private Limited - Due diligence report

A 360° intelligence report on Biswanath Constructions Private Limited: trust score, financial health, credit view, compliance, directors, gr…

2007-11-02 Kolkata, West Bengal Active Unlisted Active Compliant
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Biswanath Constructions Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
78/100
Trust Score
Low Risk

Biswanath Constructions Private Limited is assessed as Low Risk with a Trust Score of 78/100. Biswanath Constructions Private Limited is an active private limited indian non-government company incorporated in 2007, operating in the Real Estate and Construction sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and moderate financial risk profile.

Report generated on 16 Jul 2026 from the latest processed filings. Biswanath Constructions Private Limited snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
78/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
50/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
50/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • Moderate gearing (D/E 38%).
  • Working-capital cover adequate.

Charges position: 1 open (3.40 Lakh) · 1 satisfied (2.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others1 48.0 cr
Hdfc Bank Limited1 48.0 cr
Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SAJJAN AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
GAYATRI AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
RAJENDRA AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
BISWANATH AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
G.b. Developers Private Limited Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 50
Growth signals & trust indicators
Asset base grew 1.42 - capacity expansion.
Operating for 18+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Outside liabilities up 2.1x in a year.
1 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence78/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment65/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 3.40 Lakh already registered.
  • Compliance record supports lending.
Investor view55/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
17 Feb 2026
Charge satisfied
Others
30 Sep 2025
Last AGM held
Annual general meeting
30 Jun 2025
Charge created
Hdfc Bank Limited - 3.40 Lakh
31 Mar 2025
Latest balance sheet
Filed with ROC
12 Sep 2022
Securities allotted
900000 Equity Shares - 90.00 Lakh raised
16 Aug 2022
Charge created
Others - 2.00 cr
31 Mar 2014
Securities allotted
1457500.00 Equity Shares - 1.46 cr raised
01 Mar 2012
Director appointed
RAJENDRA AGARWAL (Director)
02 Mar 2010
Securities allotted
200000.00 Equity Shares - 20.00 Lakh raised
01 Jan 2010
Director appointed
SAJJAN AGARWAL (Director)
02 Nov 2007
Incorporated
Registered with Roc Kolkata Ii
Director appointed
GAYATRI AGARWAL (Director)
Director appointed
BISWANATH AGARWAL (Director)
10

Key Observations

Auto-generated from the data above
Revenue declined 24% over the last 4 financial year(s).
Debt-to-equity stands at 0.86 - manageable leverage.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
4 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
V. B. Buildcon Private Limited U45400MH2010PTC211415 Mumbai, Maharashtra, India
Kumra Housing And Constructions Private Limited U45202PB1993PTC013487 Punjab, Punjab, India
Gargill Infrastructure Private Limited U45309BR2019PTC041163 Patna, Bihar, India
Indospace Luhari 3A Private Limited U45400MH2018FTC314473 Mumbai, Maharashtra, India
Shanmughavadivel Holdings Private Limited U70102TZ2007PTC013533 Coimbatore, Tamil Nadu, India
Grroundtechs Infra Private Limited U45209MH2022PTC381607 Thane, Maharashtra, India
D.D. Constructions Private Limited U74210DL1989PTC038335 New Delhi, Delhi, India
Octc Developers Private Limited U70200UP2018PTC101742 Agra, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Biswanath Constructions Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Biswanath Constructions Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Biswanath Constructions Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 78/100, distress signals and MSME payment-delay disclosures - know whether Biswanath Constructions Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Biswanath Constructions Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Biswanath Constructions Private Limited an active company?

Biswanath Constructions Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Biswanath Constructions Private Limited financially healthy?

Biswanath Constructions Private Limited has a Financial Health Score of 50/100 (Moderate) based on its filed financial statements.

Should I do business with Biswanath Constructions Private Limited?

Its overall Trust Score is 78/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Biswanath Constructions Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Biswanath Constructions Private Limited have loans or charges against its assets?

1 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Biswanath Constructions Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Biswanath Constructions Private Limited?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.