Promoter holding
64.27%
BF
Bharadia Fincom Pvt. Ltd. - Due diligence report
A 360° intelligence report on Bharadia Fincom Pvt. Ltd.: trust score, financial health, credit view, compliance, directors, growth and distr…
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Bharadia Fincom Pvt. Ltd. — 360° Intelligence Report
Generated from MCA filings & public records74/100
Trust Score
Moderate
Bharadia Fincom Pvt. Ltd. is assessed as Moderate with a Trust Score of 74/100. Bharadia Fincom Pvt. Ltd. is an active private limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.
Report generated on 02 Aug 2026 from the latest processed filings. Bharadia Fincom Pvt. Ltd. snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
38/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
90/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
65/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 50/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Moderate gearing (D/E 1.42).
- Profitable - internal accruals available.
Charges position: 1 open (45.00 cr) · 0 satisfied (-).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 1 | 48.0 cr |
Compliance Score: 38/100 Caution Indicated
- Company status is Active as per MCA.
- Last balance sheet is for Mar 2018 - filings overdue.
- Flagged by authority: DRT, FIU, RBI.
- Litigation present in 1 court forum(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| DILIP KUMAR MADHOGARIA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RAJENDRA GUPTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2018 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
2
Capital events
4 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Asterix Garments Mfg .co. Private Limited | Associate Company | 74.00% |
| Jpm Exports Private Limited | Associate Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 65 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 30+ years.
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (38/100).
1 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence61/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment59/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 1 open charge(s) of 45.00 cr already registered.
- Compliance gaps should be priced into terms.
Investor view76/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events29 Sep 2018
Last AGM held
Annual general meeting
03 Jul 2018
Director appointed
RAJENDRA GUPTA (Additional Director)
Director ceased
PANKAJ MADHOGARIA
31 Mar 2018
Latest balance sheet
Filed with ROC
20 Sep 2017
Charge created
Others - 45.00 cr
17 Aug 2017
Director appointed
DILIP KUMAR MADHOGARIA (Director)
Director ceased
SUJEET MADHOGARIA
Director ceased
ANIL KUMAR MADHOGARIA
06 Nov 2014
Director ceased
BINOY KRISHNA ADHIKARI
26 Jun 2012
Securities allotted
15000 Equity Shares Without Differential Rights - 15.00 Lakh raised
31 Mar 2012
Securities allotted
15000 Equity Shares Without Differential Rights - 15.00 Lakh raised
16 Feb 2012
Securities allotted
41720 Equity Shares Without Differential Rights - 20.86 Lakh raised
31 Jan 2012
Securities allotted
41720 Equity Shares Without Differential Rights - 20.86 Lakh raised
Director ceased
KRISHNA KUMAR BHARADIA
15 Nov 2010
Director ceased
RAJEEV KUMAR BHARADIA
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Key Observations
Auto-generated from the data aboveRevenue declined 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Balaji Engitech Private Limited | U29113GJ2009PTC057935 | Ahmedabad, Gujarat, India |
| Avinesh Holdings Pvt Ltd | U51909WB1989PTC047727 | Kolkata, West Bengal, India |
| Satya Chit Funds (India) Private Limited | U65992AP2012PTC079812 | Vizianagaram, Andhra Pradesh, India |
| Ajinkya Kuries Private Limited | U65992PN2011PTC141567 | Pune, Maharashtra, India |
| Growx Venture Management Private Limited | U74140DL2008PTC185380 | New Delhi, Delhi, India |
| Snehapriya Club Chit Fund Private Limited | U65992AP2009PTC066211 | Visakhaaptnam, Andhra Pradesh, India |
| Starcity Entertainment Private Limited | U70100MH1991PTC064484 | Mumbai, Maharashtra, India |
| Daltreya Investment And Finance Pvt Ltd | U65900MH1987PTC045120 | Mumbai, Maharashtra, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Bharadia Fincom Pvt. Ltd. before audits and certifications: compliance score 38/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Bharadia Fincom Pvt. Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 65/100, margin trends, ownership structure and peer set for Bharadia Fincom Pvt. Ltd. - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Bharadia Fincom Pvt. Ltd. pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Bharadia Fincom Pvt. Ltd. - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Bharadia Fincom Pvt. Ltd. an active company?
Bharadia Fincom Pvt. Ltd. has MCA status “Active” with a compliance score of 38/100 (Caution Indicated).
Is Bharadia Fincom Pvt. Ltd. financially healthy?
Bharadia Fincom Pvt. Ltd. has a Financial Health Score of 90/100 (Low Risk) based on its filed financial statements.
Should I do business with Bharadia Fincom Pvt. Ltd.?
Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Bharadia Fincom Pvt. Ltd.?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Bharadia Fincom Pvt. Ltd. have loans or charges against its assets?
1 open charge(s) are registered against its assets.
Is Bharadia Fincom Pvt. Ltd. up to date with its ROC filings?
Last balance sheet is for Mar 2018 - filings overdue. Overall compliance score: 38/100 (Caution Indicated).
Is it risky to lend to Bharadia Fincom Pvt. Ltd.?
Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
