Bfintech Private Limited - Due diligence report

A 360° intelligence report on Loanxpress: trust score, financial health, credit view, compliance, directors, growth and distress signals - g…

2015-01-19 Mumbai, Maharashtra Active Unlisted Active Compliant
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BP Bfintech Private Limited
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Loanxpress — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Loanxpress is assessed as Low Risk with a Trust Score of 88/100. Loanxpress is an active private limited indian non-government company incorporated in 2015, operating in the Business Outsourcing sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 02 Jul 2026 from the latest processed filings. Bfintech Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
75/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
95/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 75/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
VISHAL SINGH NATHANI 01234567 Director 01/04/2018 6 yrs Approved
PRATAPSINGH I NATHANI 01234567 Director 01/04/2018 6 yrs Approved
Jaydeep Bhattacharya 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 2 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 95 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 11+ years.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence90/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment81/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view86/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
18 Sep 2025
Director appointed
Jaydeep Bhattacharya (Additional Director)
14 Jul 2025
Director appointed
VISHAL SINGH NATHANI (Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
27 Mar 2025
Director ceased
PUNEET CHAUDHARY
30 Sep 2019
Director ceased
KAUSTUBH KIRAN KULKARNI
29 Sep 2018
Director ceased
SIMRANKAUR PRATAPSINGH NATHANI
31 Mar 2017
Securities allotted
12600 Equity Shares Without Differential Rights - 63.00 Lakh raised
Securities allotted
12000 Equity Shares Without Differential Rights - 60.00 Lakh raised
23 Dec 2016
Securities allotted
350000 Equity Shares Without Differential Rights - 35.00 Lakh raised
22 Dec 2016
Securities allotted
90000 Equity Shares Without Differential Rights - 9.00 Lakh raised
30 Sep 2016
Director ceased
ALOK HARINARAYAN GOYAL
31 Mar 2016
Share transfer (FY 2016)
10.00000000 shares to TARUNA
Share transfer (FY 2016)
9990.00000000 shares to PRATAPSINGH
09 Oct 2015
Director ceased
KETAN JAYANT DESAI
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Anita Risewell Holdings Pvt Ltd U65923WB1991PTC052535 Kolkata, West Bengal, India
Thathi Infin Lease Services Private Limited U74899DL1995PTC069457 Delhi, Delhi, India
Icl Tours & Travels Private Limited U63030TN2013PTC094325 Chennai, Tamil Nadu, India
Superplaza Properties Private Limited U70100MH2004PTC148730 Mumbai, Maharashtra, India
M.L.Finlease Pvt Ltd U65910WB1997PTC125277 Kolkata, West Bengal, India
Expert Global Ventures Private Limited U70200DL2012PTC235527 Delhi, Delhi, India
Evolute Trading Private Limited U51109GJ2015PTC126354 Ahmadabad City, Gujarat, India
Arnav Financial Services Pvt.Ltd. U65999WB1996PTC080178 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Loanxpress before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Loanxpress: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 75/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 95/100, margin trends, ownership structure and peer set for Loanxpress - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Loanxpress pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Loanxpress - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Loanxpress an active company?

Loanxpress has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Loanxpress financially healthy?

Loanxpress has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Loanxpress?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Loanxpress?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Loanxpress have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Loanxpress up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Loanxpress?

Its Credit Risk Score is 75/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.