Promoter holding
64.27%
BC
Banco Construction Private Limited - Due diligence report
A 360° intelligence report on Banco Construction Private Limited: trust score, financial health, credit view, compliance, directors, growth …
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Banco Construction Private Limited — 360° Intelligence Report
Generated from MCA filings & public records80/100
Trust Score
Low Risk
Banco Construction Private Limited is assessed as Low Risk with a Trust Score of 80/100. Banco Construction Private Limited is an active private limited indian non-government company incorporated in 2012, operating in the Environment sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 29 Jun 2026 from the latest processed filings. Banco Construction Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
80/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
66/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 60/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Moderate gearing (D/E 1.42).
- Working-capital cover adequate.
- Profitable - internal accruals available.
- Externally credit-rated (BB).
Charges position: 7 open (97.33 cr) · 7 satisfied (79.56 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Hdfc Bank Limited | 4 | 48.0 cr |
| Yes Bank Limited | 1 | 48.0 cr |
| State Bank Of India | 1 | 48.0 cr |
| Tata Cleantech Capital Limited | 1 | 48.0 cr |
| Others | 3 | 48.0 cr |
| Indian Overseas Bank | 2 | 48.0 cr |
Compliance Score: 66/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 2 court forum(s).
- Delayed payments to MSME suppliers disclosed (19 disclosure(s)).
- 4 active GST registration(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| PREETI BANSAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DEEPAK BANSAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
2
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Banco Construction & Prachi Infrastructure Jv Private Limited | Subsidiary Company | 74.00% |
| Vivaan Solar Private Limited | Subsidiary Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 45 · Distress 75
Growth signals & trust indicators
EPFO headcount growing - hiring signal.
Operating for 14+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
7 open charge(s) registered - assets are encumbered.
MSME payment delays disclosed - latest outstanding 31.91 Lakh.
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence73/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment68/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 7 open charge(s) of 97.33 cr already registered.
- Compliance gaps should be priced into terms.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
- 1 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events25 Feb 2025
Charge created
Hdfc Bank Limited - 14.00 Lakh
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
21 Oct 2022
Charge created
Yes Bank Limited - 35.50 cr
18 Aug 2021
Charge satisfied
Others
17 Dec 2020
Charge satisfied
Indian Overseas Bank
01 Oct 2020
Charge satisfied
Hdfc Bank Limited
22 May 2020
Charge created
State Bank Of India - 26.75 cr
20 Feb 2019
Director ceased
PREM NARAYAN BANSAL
07 Feb 2019
Charge created
Hdfc Bank Limited - 31.10 cr
16 Nov 2018
Charge created
Axis Bank Limited - 25.38 Lakh
Charge created
Axis Bank Limited - 43.08 Lakh
29 Sep 2018
Director ceased
SARTHAK BANSAL
07 Jun 2018
Charge satisfied
Tata Cleantech Capital Limited
10 Apr 2018
Charge created
Hdfc Bank Limited - 85.32 Lakh
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Key Observations
Auto-generated from the data aboveRevenue declined 2.1x over the last 4 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - manageable leverage.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
4 active GST registration(s) indicate ongoing business operations.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
Carries an external credit rating of BB from Crisil.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Bansal Infraprojects Private Limited | U45201OR2010PTC011542 | Kantabanji, Orissa, India |
| Bsbk Private Limited | U45201CT1978PTC001456 | Bhilai, Chattisgarh, India |
| Nandi Housing Private Limited | U45201KA1981PTC004085 | Bangalore, Karnataka, India |
| Chendur Infrastructure Private Limited | U45200TN2013PTC141366 | Chennai, Tamil Nadu, India |
| Habitatventures | U45205KA2015PTC079180 | Bangalore, Karnataka, India |
| Abhijeet Bharat | U45208MH2007PTC174132 | Nagpur, Maharashtra, India |
| Niyati Engineering Private Limited | U74210GJ2002PTC041679 | Surat, Gujarat, India |
| Rajhans Cine World Private Limited | U59130GJ2006PTC049677 | Surat, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Banco Construction Private Limited before audits and certifications: compliance score 66/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Banco Construction Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Banco Construction Private Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 80/100, distress signals and MSME payment-delay disclosures - know whether Banco Construction Private Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Banco Construction Private Limited - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Banco Construction Private Limited an active company?
Banco Construction Private Limited has MCA status “Active” with a compliance score of 66/100 (Moderate).
Is Banco Construction Private Limited financially healthy?
Banco Construction Private Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.
Should I do business with Banco Construction Private Limited?
Its overall Trust Score is 80/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Banco Construction Private Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Banco Construction Private Limited have loans or charges against its assets?
7 open charge(s) are registered against its assets, and 7 earlier charge(s) stand satisfied.
Is Banco Construction Private Limited up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 66/100 (Moderate).
Is it risky to lend to Banco Construction Private Limited?
Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
