Atma Commerce Pvt. Ltd. - Due diligence report

A 360° intelligence report on Atma Commerce Pvt. Ltd.: trust score, financial health, credit view, compliance, directors, growth and distres…

1995-03-30 Kolkata, West Bengal Active Unlisted Active Compliant
Share
AC Atma Commerce Pvt. Ltd.
Full Due-Diligence Report + Documents
  • Unlock all financial figures & 5-year trends
  • Full trust, health & credit-risk scores
  • Director details, charges & MCA documents
₹700 ₹449 Save ₹251 excl. GST
Or from ₹279/report with credits View credit packages
Company Credits – Starter
  • One credit unlocks this full due-diligence report
  • Use across any company’s report, anytime
  • Credits valid for 12 months
× ₹700 ₹279 = ₹2,790 60% off
Choose your own credit amount View credit packages

Atma Commerce Pvt. Ltd. — 360° Intelligence Report

Generated from MCA filings & public records
78/100
Trust Score
Low Risk

Atma Commerce Pvt. Ltd. is assessed as Low Risk with a Trust Score of 78/100. Atma Commerce Pvt. Ltd. is an active private limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 23 Jul 2026 from the latest processed filings. Atma Commerce Pvt. Ltd. snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
78/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
70/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
70/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 70/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Moderate gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 70/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: FIU.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
SANJAY AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
SATISH KUMAR AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
RAJEEV AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
PAWAN KUMAR AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a minority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 65
Growth signals & trust indicators
Net margin improved to 2.1x.
Operating for 31+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence71/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment73/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view66/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 11 events
29 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
07 Oct 2009
Director ceased
RATAN LAL YADUKA
10 Sep 2009
Director ceased
MANOJ KUMAR AGARWAL
11 Feb 2009
Director appointed
SANJAY AGRAWAL (Director)
Director appointed
SATISH KUMAR AGRAWAL (Director)
Director appointed
RAJEEV AGRAWAL (Director)
Director appointed
PAWAN KUMAR AGRAWAL (Director)
01 Nov 2007
Director ceased
DILIP KUMAR AGRAWAL
11 Jan 2007
Director ceased
RAJESH KUMAR AGRAWAL
30 Mar 1995
Incorporated
Registered with Roc Kolkata
10

Key Observations

Auto-generated from the data above
Revenue declined 24% over the last 4 financial year(s).
Net profit margin moved from 0.86 to 61%.
Debt-to-equity stands at 38% - manageable leverage.
Net worth is positive.
4 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a minority stake as per the FY 2023 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Kanypack Foam Private Limited U82920DL2009PTC189280 Delhi, Delhi, India
Richmax Finvest Private Limited U65921DL1995PTC071040 East Delhi, Delhi, India
Rover Finance Limited U65999MH1993PLC304765 Mumbai, Maharashtra, India
Rybac Consulting Private Limited U70200KA1997PTC021867 Shivamogga, Karnataka, India
Samridhi Finlease Pvt Ltd U65910PB1994PTC015499 Ludhiana, Punjab, India
Sahayta Finance And Leasing Private Limited U65921HR1996PTC033051 Gurgaon, Haryana, India
Es Bee Grouth Funds Private Limited U74899DL1988PTC032450 Delhi, Delhi, India
Glimmer Technologies Private Limited U62091DL2016PTC306694 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Atma Commerce Pvt. Ltd. before audits and certifications: compliance score 70/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Atma Commerce Pvt. Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 70/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Atma Commerce Pvt. Ltd. - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 78/100, distress signals and MSME payment-delay disclosures - know whether Atma Commerce Pvt. Ltd. pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Atma Commerce Pvt. Ltd. - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Atma Commerce Pvt. Ltd. an active company?

Atma Commerce Pvt. Ltd. has MCA status “Active” with a compliance score of 70/100 (Moderate).

Is Atma Commerce Pvt. Ltd. financially healthy?

Atma Commerce Pvt. Ltd. has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Atma Commerce Pvt. Ltd.?

Its overall Trust Score is 78/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Atma Commerce Pvt. Ltd.?

Promoters hold a minority stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Atma Commerce Pvt. Ltd. have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Atma Commerce Pvt. Ltd. up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 70/100 (Moderate).

Is it risky to lend to Atma Commerce Pvt. Ltd.?

Its Credit Risk Score is 70/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.