Associate Lumbers Pvt Ltd - Due diligence report

A 360° intelligence report on Associate Lumbers Pvt Ltd: trust score, financial health, credit view, compliance, directors, growth and distr…

1986-05-01 Mumbai, Maharashtra Active Unlisted Active Non-Compliant
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AL Associate Lumbers Pvt Ltd
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Associate Lumbers Pvt Ltd — 360° Intelligence Report

Generated from MCA filings & public records
48/100
Trust Score
Caution Indicated

Associate Lumbers Pvt Ltd is assessed as Caution Indicated with a Trust Score of 48/100. Associate Lumbers Pvt Ltd is an active private limited indian non-government company incorporated in 1986, operating in the Other Industry sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 04 Jul 2026 from the latest processed filings. Associate Lumbers Pvt Ltd snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Caution

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreCaution Indicated
48/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
11/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
30/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 30/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Elevated gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 2 open (94.66 cr) · 4 satisfied (30.42 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Corporation Bank4 48.0 cr
Others1 48.0 cr
Karnataka Bank Limited1 48.0 cr
Compliance Score: 11/100 Caution Indicated
  • Company status is Active as per MCA.
  • Marked ACTIVE non-compliant (INC-22A).
  • Last balance sheet is for Mar 2016 - filings overdue.
  • Flagged by authority: BANKS, EPFO.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
MOHAMED FAROUK SULEMAN DARVESH 01234567 Director 01/04/2018 6 yrs Approved
SRICHAND SATRAMDAS AGICHA 01234567 Director 01/04/2018 6 yrs Approved
EBRAHIM SULEMAN DARVESH 01234567 Director 01/04/2018 6 yrs Approved
MANOHARLAL SATRAMDAS AGICHA 01234567 Director 01/04/2018 6 yrs Approved
  • 4 directors on the board.
  • SRICHAND SATRAMDAS AGICHA has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
2 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 55
Growth signals & trust indicators
Operating for 40+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
Statutory filings appear overdue.
Compliance score is weak (11/100).
2 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence35/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment33/100
Enhanced diligence advised
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 94.66 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view47/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2016
Last AGM held
Annual general meeting
10 Apr 2016
Director ceased
ASHOK SUNDERDAS AGICHA
31 Mar 2016
Latest balance sheet
Filed with ROC
28 Oct 2015
Charge created
Others - 24.66 cr
14 Nov 2009
Charge satisfied
Corporation Bank
29 Apr 2009
Securities allotted
750000 Equity Shares Without Differential Rights - 6.00 cr raised
07 Apr 2009
Securities allotted
241500 Equity Shares Without Differential Rights - 1.93 cr raised
03 Dec 2007
Director ceased
USMAN SULEMAN DARVESH
28 Dec 2006
Charge created
Corporation Bank - 22.00 Lakh
05 Mar 2004
Charge satisfied
Corporation Bank
06 Feb 2004
Charge created
Corporation Bank - 70.00 cr
21 Jun 1999
Charge created
Corporation Bank - 23.00 cr
25 Oct 1990
Charge satisfied
Karnataka Bank Limited
25 Aug 1988
Charge created
Corporation Bank - 6.20 cr
08 Dec 1986
Charge created
Karnataka Bank Limited - 1.00 cr
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Debt-to-equity stands at 0.86 - leverage worth monitoring.
Net worth is positive.
4 active director(s) / partner(s); review board churn before relying on management continuity.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a minority stake as per the FY 2017 annual return.
Capital has been raised through 2 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Diamond City South Residents Association U70109WB2008NPL125705 Kolkata, West Bengal, India
Saglani Enterprises Private Limited U52341GA1997PTC002256 Goa., Goa, India
Lumen Biomed India Private Limited U32109DL1992PTC047183 New Delhi, Delhi, India
Aditya Polymers And Chemicals (India) Private Limited U25207PN2004PTC018888 Pune, Maharashtra, India
Bhaskar Polyplast And Packaging Private Limited U25202GJ2002PTC040911 Ahmedabad, Gujarat, India
Avance Logistics And Trading (India) Private Limited U51909MH2008PTC181892 Navi Mumbai, Maharashtra, India
Raiment Overseas Limited U67120WB2008PLC124412 Kolkata, West Bengal, India
Sahil Poly Plast Private Limited U25201DL1997PTC086184 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Associate Lumbers Pvt Ltd before audits and certifications: compliance score 11/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Associate Lumbers Pvt Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Enhanced diligence advised. Credit risk score 30/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Associate Lumbers Pvt Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 48/100, distress signals and MSME payment-delay disclosures - know whether Associate Lumbers Pvt Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Associate Lumbers Pvt Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Associate Lumbers Pvt Ltd an active company?

Associate Lumbers Pvt Ltd has MCA status “Active” with a compliance score of 11/100 (Caution Indicated).

Is Associate Lumbers Pvt Ltd financially healthy?

Associate Lumbers Pvt Ltd has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Associate Lumbers Pvt Ltd?

Its overall Trust Score is 48/100 (Caution Indicated). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Associate Lumbers Pvt Ltd?

Promoters hold a minority stake - exact percentages are in the full report. 4 active director(s) are on record.

Does Associate Lumbers Pvt Ltd have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 4 earlier charge(s) stand satisfied.

Is Associate Lumbers Pvt Ltd up to date with its ROC filings?

Marked ACTIVE non-compliant (INC-22A). Overall compliance score: 11/100 (Caution Indicated).

Is it risky to lend to Associate Lumbers Pvt Ltd?

Its Credit Risk Score is 30/100 (Caution Indicated). Banker verdict: Enhanced diligence advised.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.