Arco Leasing Limited - Due diligence report

A 360° intelligence report on Arco Leasing Limited: trust score, financial health, credit view, compliance, directors, growth and distress s…

1984-02-01 Mumbai, Maharashtra Active Listed Active Compliant
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AL Arco Leasing Limited
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Arco Leasing Limited — 360° Intelligence Report

Generated from MCA filings & public records
68/100
Trust Score
Moderate

Arco Leasing Limited is assessed as Moderate with a Trust Score of 68/100. Arco Leasing Limited is an active public limited indian non-government company incorporated in 1984, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Arco Leasing Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
68/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
53/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
55/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
85/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
70/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 55/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 53/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: BSE.
  • Litigation present in 1 court forum(s).
  • 1 auditor resignation(s) filed - latest: N K R & CO on 2020-08-31.
Legal cases on record (1)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
SRIKAR GOPALRAO KOWLIKAR 01234567 Director 01/04/2018 6 yrs Approved
NARENDRA MAHAVIR RUIA 01234567 Director 01/04/2018 6 yrs Approved
NARENDRA MAHAVIR RUIA 01234567 Director 01/04/2018 6 yrs Approved
RAJENDRA MAHAVIRPRASAD RUIA 01234567 Director 01/04/2018 6 yrs Approved
Usha Manish Ghelani 01234567 Director 01/04/2018 6 yrs Approved
Khadija Taher Raniwala 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
1
Group entities
1
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Group entityRelationship% held
Ansu Trade & Fiscals Pvt Ltd Subsidiary Company 74.00%

Key managerial personnel: NARENDRA MAHAVIR RUIA (CFO) · NARENDRA MAHAVIR RUIA (CFO) · RAJENDRA MAHAVIRPRASAD RUIA (Whole-time director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 85 · Distress 70
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Profit expanded 2.1x year-on-year.
Net margin improved to 24%.
Operating for 42+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Negative net worth.
Compliance score is weak (53/100).
1 auditor resignation(s) on record - review the stated reasons.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence63/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment54/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view70/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 3 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
25 Sep 2025
Last AGM held
Annual general meeting
13 Aug 2025
Director appointed
Usha Manish Ghelani (Additional Director)
Director appointed
Khadija Taher Raniwala (Additional Director)
31 Mar 2025
Latest balance sheet
Filed with ROC
23 May 2024
Director ceased
KAUSHIK KANTILAL SHAH
13 Feb 2023
Director ceased
MEENAKSHI NARENDRA RUIA
11 Feb 2022
Director appointed
NARENDRA MAHAVIR RUIA (CFO)
19 Sep 2021
Director ceased
SRIKAR GOPALRAO KOWLIKAR
10 Aug 2021
Director appointed
SRIKAR GOPALRAO KOWLIKAR (Director)
Director ceased
JAYESH JOSHI MADHAV
26 Feb 2021
Director ceased
RAJENDRA MAHAVIRPRASAD RUIA
12 Jul 2018
Securities allotted
250000 Preference Shares - 2.50 cr raised
Securities allotted
200000 Preference Shares - 2.00 cr raised
01 Feb 1984
Incorporated
Registered with Roc Mumbai I
Director appointed
RAJENDRA MAHAVIRPRASAD RUIA (Whole-time director)
10

Key Observations

Auto-generated from the data above
Revenue grew 0.86 over the last 4 financial year(s).
6 active director(s) / partner(s); board looks stable and experienced.
Operates a group structure with 1 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2025 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Visco Advisory Private Limited U68100WB2023PTC261687 Kolkata, West Bengal, India
Mrg Group U45202KA2008PTC044953 Bengaluru, Karnataka, India
Intellicare Solutions Private Limited U74900HR2016PTC058628 Galleria Dlf-Iv, Haryana, India
Sumeru L65923GJ1994PLC021479 Ahmedabad, Gujarat, India
P R Holdings Limited L27310DL1983PLC314402 New Delhi, Delhi, India
Goalkeep Advisors Private Limited U74140KA2010PTC052088 Bengaluru, Karnataka, India
East Buildtech Limited L74999DL1984PLC018610 New Delhi, Delhi, India
Alchemist Corporation Limited L74909DL1993PLC055768 New Delhi, Delhi, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Arco Leasing Limited before audits and certifications: compliance score 53/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Arco Leasing Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 55/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 85/100, margin trends, ownership structure and peer set for Arco Leasing Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 68/100, distress signals and MSME payment-delay disclosures - know whether Arco Leasing Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Arco Leasing Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Arco Leasing Limited an active company?

Arco Leasing Limited has MCA status “Active” with a compliance score of 53/100 (Moderate).

Is Arco Leasing Limited financially healthy?

Arco Leasing Limited has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Arco Leasing Limited?

Its overall Trust Score is 68/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Arco Leasing Limited?

Promoters hold a majority stake - exact percentages are in the full report. 6 active director(s) are on record.

Does Arco Leasing Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Arco Leasing Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 53/100 (Moderate).

Is it risky to lend to Arco Leasing Limited?

Its Credit Risk Score is 55/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.