Promoter holding
64.27%
AF
Arc Finance Ltd - Due diligence report
A 360° intelligence report on Arc Finance Ltd: trust score, financial health, credit view, compliance, directors, growth and distress signal…
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Arc Finance Ltd — 360° Intelligence Report
Generated from MCA filings & public records74/100
Trust Score
Moderate
Arc Finance Ltd is assessed as Moderate with a Trust Score of 74/100. Arc Finance Ltd is an active public limited indian non-government company incorporated in 1982, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 08 Jul 2026 from the latest processed filings. Arc Finance Ltd snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreModerate
74/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
56/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
75/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 65/100 Moderate
- Liabilities ≈ 38% EBITDA - stretched.
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 1.42).
- Profitable - internal accruals available.
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 56/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: FIU, BSE, SEBI.
- Litigation present in 2 court forum(s).
Legal cases on record (2)
05
Director Intelligence
Stability score: 90/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SOMNATH CHITRAKAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| APARNA SHARMA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SOMNATH CHITRAKAR | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SHIKHA SINGHAL | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIRENDRA KUMAR SONI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASIS BANERJEE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| GOPAL SINGH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 7 directors on the board.
- No disqualified or deactivated DINs.
- 2 director exit(s) in the last 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
1 allotment(s) · 0 transfer(s)
Promoters hold a minority stake - exact percentages are part of the full report.
Key managerial personnel: SOMNATH CHITRAKAR (CFO) · SOMNATH CHITRAKAR (CFO) · VIRENDRA KUMAR SONI (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 75 · Distress 75
Growth signals & trust indicators
Steady revenue growth: +2.1x over 4 year(s).
Profit expanded 24% year-on-year.
Net margin improved to 0.86.
Operating for 43+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Compliance score is weak (56/100).
2 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence67/100
Review suggested
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment66/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view75/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events20 Sep 2025
Director appointed
SHIKHA SINGHAL (Director)
Last AGM held
Annual general meeting
07 Apr 2025
Director ceased
SHIKHA SINGHAL
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Sep 2023
Director ceased
SUROJIT SARKAR
05 Sep 2023
Director appointed
SOMNATH CHITRAKAR (CFO)
24 Sep 2022
Director ceased
SOMNATH CHITRAKAR
28 Sep 2019
Director ceased
DINESH AGARWAL
Director ceased
VIRENDRA KUMAR SONI
05 Sep 2019
Director appointed
VIRENDRA KUMAR SONI (Managing Director)
17 Apr 2019
Director ceased
RAMAWTAR GUPTA
08 Feb 2019
Director ceased
PAWAN DALMIA
04 Sep 2018
Director ceased
PRADIP KUMAR AGARWAL
29 Sep 2015
Director ceased
APARNA SHARMA
25 Mar 2015
Director appointed
APARNA SHARMA (Director)
10
Key Observations
Auto-generated from the data aboveRevenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
7 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a minority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 1 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Thipparthi Constructions And Housing Private Limited | U45200TG1997PTC026550 | Na, Telangana, India |
| Ari Consolidated Investments Private Limited | U17110MH1943PTC010052 | Lower Parel Mumbai, Maharashtra, India |
| Pratam Fin Serv Private Limited | U67190PN2016PTC205027 | Pune City, Maharashtra, India |
| Fidus Trading Ltd | U51909WB1994PLC065065 | Kolkata, West Bengal, India |
| Imperium Steel Private Limited | U27310DL2007PTC168985 | New Delhi, Delhi, India |
| Esdotcom Support & Software Services Private Limited | U72200TN1999PTC042698 | Chennai-600090, Tamil Nadu, India |
| Tml Fintech Private Limited | U74900MH2021PTC364860 | Goregaon West, Maharashtra, India |
| Goel Investments Limited | U65993UP1969PLC003272 | Uttar Pradesh, Uttar Pradesh, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Arc Finance Ltd before audits and certifications: compliance score 56/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Arc Finance Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Arc Finance Ltd - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Review suggested. Trust score 74/100, distress signals and MSME payment-delay disclosures - know whether Arc Finance Ltd pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for Arc Finance Ltd - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Arc Finance Ltd an active company?
Arc Finance Ltd has MCA status “Active” with a compliance score of 56/100 (Moderate).
Is Arc Finance Ltd financially healthy?
Arc Finance Ltd has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Arc Finance Ltd?
Its overall Trust Score is 74/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Arc Finance Ltd?
Promoters hold a minority stake - exact percentages are in the full report. 7 active director(s) are on record.
Does Arc Finance Ltd have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is Arc Finance Ltd up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 56/100 (Moderate).
Is it risky to lend to Arc Finance Ltd?
Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
