Amzel Private Limited - Due diligence report

A 360° intelligence report on Amzel Private Limited: trust score, financial health, credit view, compliance, directors, growth and distress …

1979-03-31 Borivali West, Maharashtra Active Unlisted Active Compliant
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Amzel Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
71/100
Trust Score
Moderate

Amzel Private Limited is assessed as Moderate with a Trust Score of 71/100. Amzel Private Limited is an active private limited indian non-government company incorporated in 1979, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 21 Jul 2026 from the latest processed filings. Amzel Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
71/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Open charges exceed net worth - secured lenders rank ahead.
  • Working-capital cover adequate.

Charges position: 3 open (80.00 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Canara Bank2 48.0 cr
The Bomb Ay Mercantile Co-Operative Bank Ltd1 48.0 cr
Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: SEBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MATHEW CHACKO 01234567 Director 01/04/2018 6 yrs Approved
MANDA AGATE 01234567 Director 01/04/2018 6 yrs Approved
SALEEM FAZEL FAZELBHOY 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2018 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: SALEEM FAZEL FAZELBHOY (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 65
Growth signals & trust indicators
Revenue acceleration: +38% over 4 year(s).
Latest year revenue grew 1.42.
Operating for 47+ years.
Distress signals & risk flags
Losses deepening year-on-year.
Outside liabilities up 2.1x in a year.
3 open charge(s) registered - assets are encumbered.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence66/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment50/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 3 open charge(s) of 80.00 Lakh already registered.
  • Compliance gaps should be priced into terms.
Investor view71/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
21 Dec 2020
Director appointed
MANDA AGATE (Director)
27 Aug 2020
Director ceased
Minoo Rustomji Shroff
02 Nov 2009
Director ceased
Shishir Kisonlal Diwanji
20 Oct 2009
Director ceased
Ranjan Surajprakash Sanghi
29 Sep 2008
Director appointed
MATHEW CHACKO (Director)
10 Apr 2007
Director ceased
Faizulla Abdullabhai Jasdanwalla
19 Jan 2001
Charge created
Canara Bank - 40.00 Lakh
18 May 1983
Charge created
Canara Bank - 30.00 Lakh
29 Oct 1979
Charge created
The Bomb Ay Mercantile Co-Operative Bank Ltd - 10.00 Lakh
31 Mar 1979
Incorporated
Registered with Roc Mumbai I
Director appointed
SALEEM FAZEL FAZELBHOY (Managing Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 24% over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2018 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
St George Chitties Karakkattu Private Limited U65992KL2005PTC018001 Ernakulam, Kerala, India
Sadabahar Nidhi Limited U65990RJ2018PLC062311 Bundi, Rajasthan, India
Sikha Agro Food Products Ltd. U51909WB1996PLC078830 Na, West Bengal, India
St. Mary Accurate Chit Fund (Opc) Private Limited U65992PN2012OPC144032 Pune, Maharashtra, India
Refcon Management Pvt. Ltd. U67190WB1989PTC047220 Kolkata, West Bengal, India
Valar Gokulam Nidhi Limited U65900TN2011PLC082756 Tuticorin, Tamil Nadu, India
Redxpay Technologies Private Limited U65900MH2018PTC308701 Ulhasnagar, Thane, Maharashtra, India
Rezova Chit Private Limited U74999PN2017PTC170552 Pune, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Amzel Private Limited before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Amzel Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 80/100, margin trends, ownership structure and peer set for Amzel Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 71/100, distress signals and MSME payment-delay disclosures - know whether Amzel Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Amzel Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Amzel Private Limited an active company?

Amzel Private Limited has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Amzel Private Limited financially healthy?

Amzel Private Limited has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Amzel Private Limited?

Its overall Trust Score is 71/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Amzel Private Limited?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Amzel Private Limited have loans or charges against its assets?

3 open charge(s) are registered against its assets.

Is Amzel Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Amzel Private Limited?

Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.