Alankit Finsec Limited - Due diligence report

A 360° intelligence report on Alankit Finsec Limited: trust score, financial health, credit view, compliance, directors, growth and distress…

1995-05-30 New Delhi, Delhi Active Unlisted Active Compliant
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Alankit Finsec Limited — 360° Intelligence Report

Generated from MCA filings & public records
70/100
Trust Score
Moderate

Alankit Finsec Limited is assessed as Moderate with a Trust Score of 70/100. Alankit Finsec Limited is an active public limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Alankit Finsec Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
70/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
58/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
60/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
85/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
65/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 9 satisfied (32.65 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Others6 48.0 cr
Vijaya Bank3 48.0 cr
Compliance Score: 58/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2024).
  • Litigation present in 3 court forum(s).
  • 1 auditor resignation(s) filed - latest: Krishan K Gupta and co. on 2022-02-22.
  • 1 active GST registration(s).
Legal cases on record (3)
05

Director Intelligence

Stability score: 85/100
NameDIN / PANDesignationAppointedTenureDIN status
ANKIT AGARWAL 01234567 Director 01/04/2018 6 yrs Approved
ASHOK KUMAR SINHA 01234567 Director 01/04/2018 6 yrs Approved
Meenu Agrawal 01234567 Director 01/04/2018 6 yrs Approved
HARISH CHANDRA AGRAWAL 01234567 Director 01/04/2018 6 yrs Approved
Shashank 01234567 Director 01/04/2018 6 yrs Approved
Anjali Shekhawat 01234567 Director 01/04/2018 6 yrs Approved
  • 6 directors on the board.
  • No disqualified or deactivated DINs.
  • 2 director exit(s) in the last 3 years.
Director & KMP remuneration (FY 2023)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2023 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
2
Group entities
3
Capital events
5 allotment(s) · 11 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Group entityRelationship% held
Alankit Brands Private Limited Subsidiary Company 74.00%
Searock Securities Private Limited Subsidiary Company 74.00%
Genins India Insurance Tpa Limited Associate Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 65
Growth signals & trust indicators
Asset base grew 2.1x - capacity expansion.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Outside liabilities up 24% in a year.
Compliance score is weak (58/100).
1 auditor resignation(s) on record - review the stated reasons.
3 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment55/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view56/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
29 Oct 2025
Charge satisfied
Others
30 Sep 2025
Last AGM held
Annual general meeting
29 Sep 2025
Director ceased
ASHOK KUMAR SINHA
Director ceased
Meenu Agrawal
03 Apr 2025
Director appointed
Shashank (Cfo)
11 Mar 2025
Director appointed
ASHOK KUMAR SINHA (Director)
Director appointed
Meenu Agrawal (Director)
05 Mar 2025
Director appointed
Anjali Shekhawat (Company Secretary)
31 Mar 2024
Latest balance sheet
Filed with ROC
12 Feb 2024
Charge created
Others - 4.60 cr
Charge created
Others - 4.50 cr
Charge created
Others - 4.30 cr
Charge created
Others - 4.80 cr
Charge created
Others - 4.10 cr
Charge created
Others - 4.70 cr
10

Key Observations

Auto-generated from the data above
Revenue declined 0.86 over the last 4 financial year(s).
Net profit margin moved from 61% to 38%.
Debt-to-equity stands at 1.42 - leverage worth monitoring.
Net worth is positive.
6 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
All 9 registered charge(s) stand satisfied - past borrowings repaid.
Operates a group structure with 2 subsidiary(ies) - assess on a consolidated basis.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a majority stake as per the FY 2023 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 5 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Navin Construction & Credit U70101WB1992PTC055374 Kolkata, West Bengal, India
Novelty Management Private Limited. U74120WB2007PTC118442 Jaigaon, West Bengal, India
Kenstone Capital Debt Consulting Private Limited U67200KA2019PTC124970 Shivamogga, Karnataka, India
Cheruvathoor Kuries Private Limited U65992KL2013PTC034106 Thrissur, Kerala, India
Sree Amrutha Ambika Chits Private Limited U65991TN1993PTC024703 Madras-600004, Tamil Nadu, India
Avenue Super Chits Private Limited U65992KA1992PTC012723 Bangalore, Karnataka, India
Kirti Land Developers Pvt Ltd U70109WB1995PTC067104 Kolkata, West Bengal, India
Maulik Business Services Private Limited U67120MH1985PTC037968 Mumbai, Maharashtra, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Alankit Finsec Limited before audits and certifications: compliance score 58/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Alankit Finsec Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Alankit Finsec Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 70/100, distress signals and MSME payment-delay disclosures - know whether Alankit Finsec Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (3 case(s) on record), regulatory flags, charge documents trail and director networks for Alankit Finsec Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Alankit Finsec Limited an active company?

Alankit Finsec Limited has MCA status “Active” with a compliance score of 58/100 (Moderate).

Is Alankit Finsec Limited financially healthy?

Alankit Finsec Limited has a Financial Health Score of 60/100 (Moderate) based on its filed financial statements.

Should I do business with Alankit Finsec Limited?

Its overall Trust Score is 70/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Alankit Finsec Limited?

Promoters hold a majority stake - exact percentages are in the full report. 6 active director(s) are on record.

Does Alankit Finsec Limited have loans or charges against its assets?

No open charges - all 9 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Alankit Finsec Limited up to date with its ROC filings?

Balance sheet slightly behind (Mar 2024). Overall compliance score: 58/100 (Moderate).

Is it risky to lend to Alankit Finsec Limited?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.