Agarwal Co Ltd - Due diligence report

A 360° intelligence report on Agarwal Co Ltd: trust score, financial health, credit view, compliance, directors, growth and distress signals…

1950-07-21 Kolkata, West Bengal Active Unlisted Active Compliant
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Agarwal Co Ltd — 360° Intelligence Report

Generated from MCA filings & public records
63/100
Trust Score
Moderate

Agarwal Co Ltd is assessed as Moderate with a Trust Score of 63/100. Agarwal Co Ltd is an active public limited indian non-government company incorporated in 1950, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and high financial risk profile.

Report generated on 13 Oct 2026 from the latest processed filings. Agarwal Co Ltd snapshot & full profile →

Financial Health › Neutral
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
63/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
51/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
45/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
40/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 51/100 Moderate
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
  • Flagged by authority: RBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
ISHWAR SUNDAR 01234567 Director 01/04/2018 6 yrs Approved
GOUTAM KUMAR DUBEY 01234567 Director 01/04/2018 6 yrs Approved
TAPAS ADHYA 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 40 · Distress 60
Growth signals & trust indicators
Operating for 76+ years.
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
Compliance score is weak (51/100).
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence57/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 2 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment49/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view48/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 9 events
26 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
21 Sep 2020
Director ceased
BASANT KUMAR BHUWALKA
Director ceased
GAURAV BHUWALKA
16 Sep 2020
Director appointed
GOUTAM KUMAR DUBEY (Director)
Director appointed
TAPAS ADHYA (Director)
15 May 2015
Director ceased
ASHOK KUMAR BHUWALKA
30 Apr 2010
Director appointed
ISHWAR SUNDAR (Director)
21 Jul 1950
Incorporated
Registered with Roc Kolkata I
10

Key Observations

Auto-generated from the data above
Revenue declined 38% over the last 4 financial year(s).
Net worth is positive.
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Touchwin Appartment Private Limited U45400WB2012PTC189489 Kolkata, West Bengal
Ska Fabtex Private Limited U17120WB2012PTC177695 Kolkata, West Bengal
Vindhya Nirman Private Limited U70109WB2011PTC162509 Kolkata, West Bengal
Starshine Dealtrade Private Limited U51103WB2012PTC178193 Kolkata, West Bengal
Vrajesh Ventures Private Limited U74999WB2012PTC184558 Kolkata, West Bengal
Presidency Commosales Private Limited U51909WB2009PTC136575 Kolkata, West Bengal
Jagmag Consultants Private Limited U74999WB2017PTC220062 Kolkata, West Bengal
Kamal Nestcon Pvt.Ltd. U70109WB1995PTC067935 Kolkata, West Bengal
Haridwar Tie-Up Private Limited U52390WB2010PTC142519 Kolkata, West Bengal
Gexim Minerals Pvt.Ltd. U14109WB1984PTC038179 Kolkata, West Bengal
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Agarwal Co Ltd before audits and certifications: compliance score 51/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Agarwal Co Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 40/100, margin trends, ownership structure and peer set for Agarwal Co Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 63/100, distress signals and MSME payment-delay disclosures - know whether Agarwal Co Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Agarwal Co Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Agarwal Co Ltd an active company?

Agarwal Co Ltd has MCA status “Active” with a compliance score of 51/100 (Moderate).

Is Agarwal Co Ltd financially healthy?

Agarwal Co Ltd has a Financial Health Score of 45/100 (Caution Indicated) based on its filed financial statements.

Should I do business with Agarwal Co Ltd?

Its overall Trust Score is 63/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Agarwal Co Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Agarwal Co Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Agarwal Co Ltd up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 51/100 (Moderate).

Is it risky to lend to Agarwal Co Ltd?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.