Abirami Chits Private Limited - Due diligence report

A 360° intelligence report on Abirami Chits: trust score, financial health, credit view, compliance, directors, growth and distress signals …

2012-05-08 Kaveripattinam, Tamil Nadu Active Unlisted Active Compliant
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Abirami Chits — 360° Intelligence Report

Generated from MCA filings & public records
73/100
Trust Score
Moderate

Abirami Chits is assessed as Moderate with a Trust Score of 73/100. Abirami Chits is an active private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a high compliance risk and low financial risk profile.

Report generated on 14 Jul 2026 from the latest processed filings. Abirami Chits Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
73/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
45/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreLow Risk
85/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 85/100 Low Risk
  • Liabilities ≈ 38% EBITDA - serviceable.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 1 open (25.00 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Indian Bank1 48.0 cr
Compliance Score: 45/100 Caution Indicated
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2019 - filings overdue.
  • Flagged by authority: MCA.
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
INDUMATHI BALAKRISHNAN 01234567 Director 01/04/2018 6 yrs Approved
MORANAHALLI VENKATACHELAM PRAKASH 01234567 Director 01/04/2018 6 yrs Approved
THIMARAYAGOUNDER VENKATACHALAM 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2015)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
4 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 80
Growth signals & trust indicators
Operating for 14+ years.
Distress signals & risk flags
Statutory filings appear overdue.
Compliance score is weak (45/100).
1 open charge(s) registered - assets are encumbered.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence64/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment74/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 25.00 Lakh already registered.
  • Compliance gaps should be priced into terms.
Investor view46/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 11 events
29 Nov 2024
Charge created
Indian Bank - 25.00 Lakh
30 Sep 2019
Last AGM held
Annual general meeting
31 Mar 2019
Latest balance sheet
Filed with ROC
31 Mar 2013
Securities allotted
150000.00 Equity Shares - 15.00 Lakh raised
Securities allotted
70000.00 Equity Shares - 7.00 Lakh raised
Securities allotted
200000.00 Equity Shares - 20.00 Lakh raised
Securities allotted
780000.00 Equity Shares - 78.00 Lakh raised
10 Aug 2012
Director appointed
THIMARAYAGOUNDER VENKATACHALAM (Director)
08 May 2012
Incorporated
Registered with Roc Coimbatore
Director appointed
INDUMATHI BALAKRISHNAN (Director)
Director appointed
MORANAHALLI VENKATACHELAM PRAKASH (Director)
10

Key Observations

Auto-generated from the data above
3 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 4 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Montron Capital And Securities Limited U65990MH1984PLC032818 Mumbai, Maharashtra, India
Suraj Stone Corporation Limited L14106KA1992PLC012988 Bangalore Rural, Karnataka, India
Sbn Consultancy Services Private Limited U74140OR1995PTC004154 Bhubaneswar 9, Orissa, India
Companion Chits Private Limited U65992KL2011PTC028549 Thrissur, Kerala, India
Lpk Chits Private Limited U65992TZ2006PTC013277 Coimbatore, Tamil Nadu, India
Navaneetham Kuries Kochi Private Limited U65992KL2002PTC015321 Ernakulam, Kerala, India
Brij Leisures Private Limited U19201UP2005PTC030872 Agra, Uttar Pradesh, India
Happyday Kuries Private Limited U65992KL2012PTC030687 Thrissur, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Abirami Chits before audits and certifications: compliance score 45/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Abirami Chits: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 85/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Abirami Chits - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 73/100, distress signals and MSME payment-delay disclosures - know whether Abirami Chits pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Abirami Chits - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Abirami Chits an active company?

Abirami Chits has MCA status “Active” with a compliance score of 45/100 (Caution Indicated).

Is Abirami Chits financially healthy?

Abirami Chits has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Abirami Chits?

Its overall Trust Score is 73/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Abirami Chits?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Abirami Chits have loans or charges against its assets?

1 open charge(s) are registered against its assets.

Is Abirami Chits up to date with its ROC filings?

Last balance sheet is for Mar 2019 - filings overdue. Overall compliance score: 45/100 (Caution Indicated).

Is it risky to lend to Abirami Chits?

Its Credit Risk Score is 85/100 (Low Risk). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.