Aasvas Nidhi Limited - Due diligence report

A 360° intelligence report on Aasvasnidhi: trust score, financial health, credit view, compliance, directors, growth and distress signals - …

2016-11-30 Tripunithura, Kerala Active Unlisted Active Compliant
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AN Aasvas Nidhi Limited
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Aasvasnidhi — 360° Intelligence Report

Generated from MCA filings & public records
88/100
Trust Score
Low Risk

Aasvasnidhi is assessed as Low Risk with a Trust Score of 88/100. Aasvasnidhi is an active nidhi limited company incorporated in 2016, operating in the Financial Services sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 22 Jul 2026 from the latest processed filings. Aasvas Nidhi Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
88/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
80/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 100/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • 1 active GST registration(s).
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
RATHEESH RAMAKRISHNAN 01234567 Director 01/04/2018 6 yrs Approved
BALAKRISHNA MENON MANOJ MENON 01234567 Director 01/04/2018 6 yrs Approved
SREEJITH SUDHAKARAN 01234567 Director 01/04/2018 6 yrs Approved
  • 3 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
8 allotment(s) · 0 transfer(s)

Promoters hold a majority stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 80 · Distress 80
Growth signals & trust indicators
Latest year revenue grew 2.1x.
Profit expanded 24% year-on-year.
Asset base grew 0.86 - capacity expansion.
Net margin improved to 61%.
Operating for 9 years.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 38% in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence90/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment72/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Sep 2023
Director ceased
BALAKRISHNA MENON MANOJ MENON
27 Jun 2023
Director ceased
JIJESH CHERUMUTTATH VENUGOPAL
26 Jun 2023
Director appointed
BALAKRISHNA MENON MANOJ MENON (Director)
24 Mar 2023
Director ceased
RATHEESH RAMAKRISHNAN
24 Mar 2022
Director ceased
SURYA RATHEESH
23 Mar 2022
Director appointed
RATHEESH RAMAKRISHNAN (Director)
20 Nov 2021
Director ceased
RAJVIHAR SASI RAJEEV
31 Mar 2019
Securities allotted
13 Equity Shares Without Differential Rights - 1,300.00 raised
31 Dec 2018
Securities allotted
25 Equity Shares Without Differential Rights - 2,500.00 raised
30 Sep 2018
Securities allotted
437 Equity Shares Without Differential Rights - 43,700.00 raised
30 Jun 2018
Securities allotted
1535 Equity Shares Without Differential Rights - 1.54 Lakh raised
31 Mar 2018
Securities allotted
52 Equity Shares Without Differential Rights - 5,200.00 raised
30 Dec 2017
Securities allotted
560 Equity Shares Without Differential Rights - 56,000.00 raised
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 1.42 - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a majority stake as per the FY 2021 annual return.
Capital has been raised through 8 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Ganeshmull Sampatlal Finance & Leasing Pvt Ltd U65910WB1988PTC045494 Kolkata, West Bengal, India
Apex Holdings Private Ltd U74210WB1974PTC029678 Kolkata, West Bengal, India
Sidhant Financial Services Ltd U67120WB1996PLC078048 Kolkata, West Bengal, India
Neorangers Services Private Limited U93090WB2018PTC228978 Kolkata, West Bengal, India
More Credit Securities Private Limited U74899DL1993PTC053135 New Delhi, Delhi, India
Sofreal Mercantrade Private Limited U51103MH2012PTC236810 Mumbai, Maharashtra, India
Jill-Mill Communications And Finvest Pvt.Ltd. U51494WB1991PTC051845 Kolkata, West Bengal, India
Namrata Capital Private Limited U65993GJ2005PTC046938 Vadodara, Gujarat, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Aasvasnidhi before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Aasvasnidhi: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 80/100, margin trends, ownership structure and peer set for Aasvasnidhi - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 88/100, distress signals and MSME payment-delay disclosures - know whether Aasvasnidhi pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Aasvasnidhi - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Aasvasnidhi an active company?

Aasvasnidhi has MCA status “Active” with a compliance score of 100/100 (Low Risk).

Is Aasvasnidhi financially healthy?

Aasvasnidhi has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Aasvasnidhi?

Its overall Trust Score is 88/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Aasvasnidhi?

Promoters hold a majority stake - exact percentages are in the full report. 3 active director(s) are on record.

Does Aasvasnidhi have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Aasvasnidhi up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).

Is it risky to lend to Aasvasnidhi?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.