What does it mean when Viraj Constructions Private Limited has charges?

It means Viraj Constructions Private Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN U45201UP2005PTC030895), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Viraj Constructions Private Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Viraj Constructions Private Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Viraj Constructions Private Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Viraj Constructions Private Limited, with the most recent activity at t…

2005-10-26 Lucknow, Uttar Pradesh Active Unlisted Active Compliant

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VC Viraj Constructions Private Limited

Open charges

219.45 cr

Closed charges

569.50 cr

Total

788.95 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	Others	16	423.57 cr
2	Punjab National Bank	7	172.09 cr
3	Allahabad Bank	5	85.84 cr
4	Hdfc Bank Limited	2	59.25 cr
5	State Bank Of India	1	27.00 cr
6	Axis Bank Limited	1	11.20 cr
7	Indian Bank	1	10.00 cr

All charges (33) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
101074363	Others	28 Feb 2025	-	-	40.00 cr	Open
101012381	Others	30 Nov 2024	-	-	100.00 cr	Open
100963042	Others	25 Jun 2024	-	25 Feb 2025	35.00 cr	Closed
100780763	Others	28 Aug 2023	-	25 Feb 2025	8.00 cr	Closed
100700546	Axis Bank Limited	23 Mar 2023	31 Mar 2023	-	11.20 cr	Open
100606423	Hdfc Bank Limited	23 Aug 2022	-	-	41.25 cr	Open
100597118	Others	06 Jul 2022	-	05 Dec 2024	15.00 cr	Closed
100492821	Others	28 Oct 2021	-	13 Aug 2024	40.35 cr	Closed
100397975	Others	11 Dec 2020	-	09 Dec 2024	10.00 cr	Closed
100397987	State Bank Of India	27 Nov 2020	-	-	27.00 cr	Open
100339118	Hdfc Bank Limited	01 Jun 2020	-	25 Feb 2025	18.00 cr	Closed
100322156	Others	24 Jan 2020	-	07 Dec 2024	5.00 cr	Closed
100318650	Others	03 Jan 2020	-	02 Sep 2023	38.50 cr	Closed
100216623	Others	08 Oct 2018	-	09 Dec 2024	70.00 cr	Closed
100195117	Others	12 Jul 2018	-	09 Dec 2020	3.22 cr	Closed
100178567	Others	30 Dec 2017	-	30 Dec 2020	5.00 cr	Closed
100136376	Indian Bank	15 Nov 2017	-	09 Jul 2024	10.00 cr	Closed
100134006	Others	16 Oct 2017	-	15 Jan 2020	12.00 cr	Closed
100091967	Others	30 Mar 2017	-	09 Dec 2020	17.00 cr	Closed
100074829	Others	30 Nov 2016	-	30 Dec 2020	19.50 cr	Closed
10619039	Others	30 Dec 2015	31 Mar 2017	14 Feb 2020	5.00 cr	Closed
10612504	Punjab National Bank	09 Nov 2015	-	17 Jan 2017	6.75 cr	Closed
10612223	Punjab National Bank	09 Nov 2015	-	17 Jan 2017	10.70 cr	Closed
10479549	Punjab National Bank	09 Jan 2014	-	01 Oct 2018	78.05 cr	Closed
10479511	Punjab National Bank	09 Jan 2014	-	15 Jan 2020	15.32 cr	Closed
10479526	Punjab National Bank	09 Jan 2014	-	17 Jan 2017	15.27 cr	Closed
10479521	Punjab National Bank	09 Jan 2014	09 Nov 2015	15 Jan 2020	32.00 cr	Closed
10430487	Punjab National Bank	13 May 2013	-	22 Sep 2016	14.00 cr	Closed
10387488	Allahabad Bank	30 Oct 2012	-	13 Jan 2014	30.59 cr	Closed
10212000	Allahabad Bank	26 Mar 2010	-	13 Jan 2014	13.25 cr	Closed
10062289	Allahabad Bank	18 Jul 2007	-	30 Apr 2010	21.00 cr	Closed
10061035	Allahabad Bank	18 Jul 2007	14 Aug 2007	30 Apr 2010	10.00 cr	Closed
10022571	Allahabad Bank	29 Sep 2006	-	30 Apr 2010	11.00 cr	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Viraj Constructions Private Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Viraj Constructions Private Limited (CIN: U45201UP2005PTC030895). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Viraj Constructions Private Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Viraj Constructions Private Limited - Charges

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