What does it mean when Usha Financial Services Limited has charges?

It means Usha Financial Services Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN L74899DL1995PLC068604), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Usha Financial Services Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Usha Financial Services Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Usha Financial Services Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Usha Financial Services Limited, with the most recent activity at the t…

1995-05-16 East Delhi, Delhi Active Listed Active Compliant

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UF Usha Financial Services Limited

Open charges

267.63 cr

Closed charges

422.72 cr

Total

112

690.34 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	Others	106	621.27 cr
2	City Union Bank Limited	2	32.00 cr
3	State Bank Of India	1	29.70 cr
4	The South Indian Bank Limited	1	4.00 cr
5	Tata Capital Financial Services Limited	1	3.00 cr
6	Hdfc Bank Limited	1	37.91 Lakh

All charges (112) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
101192781	Others	15 Oct 2025	-	-	10.00 cr	Open
101135750	Others	30 Jul 2025	-	-	5.00 cr	Open
101124242	Others	30 Jun 2025	-	-	5.00 cr	Open
101125233	Others	28 Jun 2025	-	-	20.00 cr	Open
101110404	Others	01 May 2025	-	-	10.00 cr	Open
101092254	Others	30 Apr 2025	-	-	4.50 cr	Open
101040929	City Union Bank Limited	05 Feb 2025	-	-	20.00 cr	Open
101030224	Others	07 Nov 2024	-	-	20.00 cr	Open
101005577	Others	28 Oct 2024	-	-	11.50 cr	Open
100981194	Others	23 Sep 2024	-	-	7.00 cr	Open
100981196	Others	23 Sep 2024	-	-	3.00 cr	Open
100994847	Others	23 Sep 2024	-	-	2.00 cr	Open
100994850	Others	23 Sep 2024	-	-	10.00 cr	Open
100983313	Others	16 Sep 2024	-	-	5.00 cr	Open
100983314	Others	16 Sep 2024	-	-	5.00 cr	Open
100976688	Others	27 Aug 2024	-	-	8.00 cr	Open
100974969	Others	23 Aug 2024	-	-	10.00 cr	Open
100953911	Others	25 Jul 2024	-	-	10.00 cr	Open
100872589	Others	29 Feb 2024	-	11 Dec 2025	3.00 cr	Closed
100876041	Others	26 Feb 2024	-	-	10.00 cr	Open
100850009	City Union Bank Limited	03 Jan 2024	-	-	12.00 cr	Open
100842097	Others	29 Dec 2023	-	-	8.25 cr	Open
100827282	Others	08 Dec 2023	-	02 Sep 2025	10.00 cr	Closed
100814681	The South Indian Bank Limited	31 Oct 2023	-	09 Dec 2024	4.00 cr	Closed
100810059	Others	16 Oct 2023	-	-	5.00 cr	Open
100795254	Others	30 Sep 2023	-	30 Oct 2025	10.00 cr	Closed
100783211	Others	14 Sep 2023	-	13 Nov 2024	10.00 cr	Closed
100778261	Others	28 Aug 2023	-	27 May 2024	4.00 cr	Closed
100742783	Others	04 Jul 2023	-	17 Jul 2025	2.00 cr	Closed
100733732	Others	07 Jun 2023	-	05 Aug 2025	5.00 cr	Closed
100755541	Hdfc Bank Limited	22 May 2023	-	-	37.91 Lakh	Open
100719136	Others	27 Apr 2023	-	-	6.50 cr	Open
100693655	Others	28 Mar 2023	-	22 Apr 2025	3.00 cr	Closed
100694374	Others	27 Mar 2023	-	-	10.00 cr	Open
100685243	Others	24 Feb 2023	-	09 Dec 2024	6.87 cr	Closed
100686347	Others	22 Feb 2023	-	-	17.50 cr	Open
100679213	Others	20 Feb 2023	-	10 Mar 2025	10.00 cr	Closed
100681470	Others	14 Feb 2023	-	12 Mar 2025	5.00 cr	Closed
100679347	Tata Capital Financial Services Limited	01 Feb 2023	20 Mar 2023	19 Aug 2025	3.00 cr	Closed
100678436	Others	31 Jan 2023	-	05 Aug 2024	7.50 cr	Closed
100673405	Others	25 Jan 2023	-	27 May 2024	5.00 cr	Closed
100668664	Others	20 Jan 2023	-	21 Mar 2024	5.00 cr	Closed
100687937	Others	10 Jan 2023	-	-	7.00 cr	Open
100654879	Others	23 Dec 2022	-	08 Jan 2025	15.00 cr	Closed
100628472	State Bank Of India	01 Nov 2022	-	09 Oct 2025	29.70 cr	Closed
100625176	Others	29 Oct 2022	-	27 Sep 2024	5.23 cr	Closed
100625113	Others	20 Oct 2022	-	17 May 2024	5.00 cr	Closed
100610626	Others	03 Sep 2022	-	-	25.00 cr	Open
100605338	Others	29 Aug 2022	-	29 Aug 2024	5.00 cr	Closed
100600789	Others	26 Jul 2022	-	27 Dec 2023	4.50 cr	Closed
100601842	Others	01 Jun 2022	-	23 Jul 2024	10.00 cr	Closed
100582122	Others	27 May 2022	-	19 Jun 2024	2.00 cr	Closed
100576975	Others	17 May 2022	-	16 Sep 2024	10.00 cr	Closed
100558532	Others	25 Mar 2022	-	17 Oct 2023	5.00 cr	Closed
100558315	Others	23 Mar 2022	-	20 Jun 2024	4.90 cr	Closed
100542478	Others	26 Feb 2022	-	19 Mar 2024	4.00 cr	Closed
100540199	Others	10 Feb 2022	-	06 Dec 2024	5.00 cr	Closed
100537795	Others	09 Feb 2022	-	05 Dec 2024	5.00 cr	Closed
100557133	Others	10 Jan 2022	-	05 Apr 2023	6.34 cr	Closed
100525805	Others	30 Dec 2021	-	17 Jul 2023	4.86 cr	Closed
100543011	Others	13 Nov 2021	-	30 Apr 2024	7.62 cr	Closed
100497993	Others	19 Oct 2021	-	24 Aug 2023	5.00 cr	Closed
100499213	Others	30 Aug 2021	-	04 Apr 2023	5.00 cr	Closed
100459561	Others	17 Jul 2021	-	24 Jul 2023	10.00 cr	Closed
100466928	Others	13 Jul 2021	15 Nov 2022	09 Dec 2024	2.55 cr	Closed
100452578	Others	26 Mar 2021	-	19 Apr 2024	9.51 cr	Closed
100370476	Others	21 Sep 2020	-	28 Oct 2022	5.00 cr	Closed
100376790	Others	19 Sep 2020	-	24 Sep 2022	5.00 cr	Closed
100377514	Others	19 Sep 2020	-	24 Sep 2022	5.00 cr	Closed
100344480	Others	23 Mar 2020	-	06 Jul 2023	5.00 cr	Closed
100344482	Others	13 Mar 2020	-	06 Jul 2023	5.00 cr	Closed
100331311	Others	02 Mar 2020	-	10 Mar 2022	3.00 cr	Closed
100317183	Others	31 Dec 2019	-	26 Jul 2021	3.50 cr	Closed
100318519	Others	03 Dec 2019	15 Nov 2022	09 Dec 2024	4.33 cr	Closed
100297454	Others	04 Oct 2019	-	28 May 2020	4.39 cr	Closed
100303665	Others	30 Sep 2019	-	13 Jul 2020	3.00 cr	Closed
100290382	Others	25 Sep 2019	-	27 Sep 2021	5.00 cr	Closed
100290067	Others	12 Sep 2019	-	05 Aug 2020	5.00 cr	Closed
100286620	Others	28 Aug 2019	-	16 Apr 2020	1.50 cr	Closed
100282406	Others	29 Jul 2019	-	24 Apr 2020	2.00 cr	Closed
100281439	Others	23 Jul 2019	-	19 Feb 2021	3.00 cr	Closed
100293528	Others	10 Jul 2019	-	14 Jun 2022	4.67 cr	Closed
100276628	Others	27 Jun 2019	-	04 Jul 2020	2.00 cr	Closed
100268634	Others	29 May 2019	-	01 Jun 2020	3.00 cr	Closed
100252100	Others	29 Mar 2019	01 Jun 2019	16 Apr 2020	2.00 cr	Closed
100254823	Others	26 Mar 2019	-	13 Jul 2020	2.50 cr	Closed
100244539	Others	14 Mar 2019	-	04 Mar 2022	5.00 cr	Closed
100233669	Others	16 Jan 2019	-	19 May 2020	2.25 cr	Closed
100228734	Others	22 Dec 2018	-	01 Jun 2020	2.50 cr	Closed
100228735	Others	22 Dec 2018	-	01 Jun 2020	2.50 cr	Closed
100217413	Others	31 Oct 2018	-	01 Jun 2020	5.00 cr	Closed
100218448	Others	23 Oct 2018	-	20 Dec 2021	10.50 cr	Closed
100205522	Others	14 Sep 2018	-	01 Jun 2020	5.00 cr	Closed
100195678	Others	30 Jul 2018	-	06 Dec 2019	1.00 cr	Closed
100197820	Others	28 Jul 2018	-	05 Aug 2020	5.00 cr	Closed
100189383	Others	29 Jun 2018	26 Mar 2019	26 Mar 2021	6.00 cr	Closed
100180918	Others	24 May 2018	-	01 Jun 2020	5.00 cr	Closed
100174972	Others	24 Apr 2018	-	01 Jun 2020	3.00 cr	Closed
100169807	Others	21 Mar 2018	-	01 May 2020	1.00 cr	Closed
100194172	Others	17 Mar 2018	-	22 Apr 2021	10.00 cr	Closed
100163222	Others	10 Mar 2018	-	30 May 2020	4.00 cr	Closed
100159603	Others	21 Feb 2018	-	02 Mar 2020	3.00 cr	Closed
100150178	Others	08 Jan 2018	-	20 Jan 2020	1.00 cr	Closed
100144815	Others	28 Dec 2017	-	01 Jan 2020	5.00 cr	Closed
100137233	Others	20 Nov 2017	-	01 Jan 2020	2.00 cr	Closed
100132759	Others	31 Oct 2017	-	18 Jan 2020	1.00 cr	Closed
100120634	Others	24 Aug 2017	-	24 Oct 2019	4.00 cr	Closed
100116103	Others	31 Jul 2017	-	31 Oct 2019	2.00 cr	Closed
100116257	Others	27 Jul 2017	-	13 May 2020	1.00 cr	Closed
100112552	Others	12 Jun 2017	-	11 May 2020	5.00 cr	Closed
100090793	Others	16 Mar 2017	-	04 May 2019	2.00 cr	Closed
100084549	Others	23 Feb 2017	-	14 Mar 2018	50.00 Lakh	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Usha Financial Services Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Usha Financial Services Limited (CIN: L74899DL1995PLC068604). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Usha Financial Services Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Usha Financial Services Limited - Charges

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