What does it mean when Spectrum Reflections Private Limited has charges?

It means Spectrum Reflections Private Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN U74999OR1998PTC005199), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Spectrum Reflections Private Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Spectrum Reflections Private Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Spectrum Reflections Private Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Spectrum Reflections Private Limited, with the most recent activity at …

1998-02-12 Berhampur, Orissa Active Unlisted Active Compliant

Connect MCP

SR Spectrum Reflections Private Limited

Open charges

20.00 Lakh

Closed charges

11.18 Lakh

Total

31.18 Lakh

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	Rushikulya Gramya Bank	1	20.00 Lakh
2	Indian Oiverseas Bank	1	11.18 Lakh

All charges (2) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
10154839	Rushikulya Gramya Bank	16 Mar 2009	-	-	20.00 Lakh	Open
90079925	Indian Oiverseas Bank	27 Nov 2001	-	28 Nov 2008	11.18 Lakh	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Spectrum Reflections Private Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Spectrum Reflections Private Limited (CIN: U74999OR1998PTC005199). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Spectrum Reflections Private Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Spectrum Reflections Private Limited - Charges

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