What does it mean when Semac Construction Limited has charges?

It means Semac Construction Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN L42900TZ1977PLC000780), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Semac Construction Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Semac Construction Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Semac Construction Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Semac Construction Limited, with the most recent activity at the top.

1977-05-30 Coimbatore, Tamil Nadu Active Listed Active Compliant

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SC Semac Construction Limited

Open charges

293.40 cr

Closed charges

213.39 cr

Total

506.79 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	Hdfc Bank Limited	6	166.15 cr
2	Others	6	155.55 cr
3	Bank Of India	2	43.40 cr
4	State Bank Of India	3	33.29 cr
5	Housing Development Finance Corporation …	1	25.00 cr
6	Axis Bank Limited	2	25.00 cr
7	Axis Bank	1	12.00 cr
8	Icici Bank Limited	1	12.00 cr
9	Idbi Bank Limited	1	10.00 cr
10	Canara Bank	1	9.00 cr

All charges (29) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
101118758	Others	16 May 2025	-	-	40.00 cr	Open
100920501	Bank Of India	25 Mar 2024	28 Nov 2025	-	10.00 cr	Open
100924124	Hdfc Bank Limited	01 Mar 2024	-	-	64.00 cr	Open
100578179	Hdfc Bank Limited	25 Feb 2022	27 Jun 2023	-	64.00 cr	Open
100420680	Others	31 Jul 2020	27 Nov 2025	-	30.00 cr	Open
100297418	Others	30 Oct 2019	-	24 May 2022	15.00 cr	Closed
100245946	State Bank Of India	21 Feb 2019	-	26 Jun 2019	38.00 Lakh	Closed
100137546	Others	20 Nov 2017	-	-	30.00 cr	Open
10453301	Housing Development Finance Corporation Limited	30 Sep 2013	-	08 Dec 2015	25.00 cr	Closed
10321106	Hdfc Bank Limited	11 Oct 2011	-	11 Nov 2016	5.00 cr	Closed
10254271	Bank Of India	18 Nov 2010	15 Oct 2022	-	33.40 cr	Open
10151303	Idbi Bank Limited	09 Apr 2009	16 Feb 2015	13 Apr 2018	10.00 cr	Closed
10143902	Others	13 Feb 2009	15 Oct 2022	-	22.00 cr	Open
10118591	Axis Bank Limited	18 Aug 2008	-	17 Nov 2015	5.00 cr	Closed
10109350	Axis Bank	09 May 2008	17 Nov 2015	13 Jul 2017	12.00 cr	Closed
10098532	State Bank Of Bikaner And Jaipur	31 Mar 2008	05 Oct 2009	24 Dec 2013	5.00 cr	Closed
10104291	Hdfc Bank Limited	29 Dec 2007	06 Mar 2009	02 Dec 2013	18.15 cr	Closed
10042518	Axis Bank Limited	22 Jan 2007	05 Oct 2009	17 Nov 2015	20.00 cr	Closed
10037952	Hdfc Bank Limited	09 Jan 2007	06 Mar 2009	11 Nov 2016	5.00 cr	Closed
10009465	Hdfc Bank Limited	08 Jun 2006	06 Mar 2009	11 Nov 2016	10.00 cr	Closed
10001480	Others	29 Mar 2006	15 Oct 2022	10 Apr 2024	18.55 cr	Closed
10001481	Canara Bank	29 Mar 2006	05 Oct 2009	29 Jul 2017	9.00 cr	Closed
90001825	Icici Bank Limited	16 Mar 2005	09 May 2008	29 Aug 2017	12.00 cr	Closed
90001706	State Bank Of India	24 Sep 2004	15 Feb 2023	20 Mar 2024	24.71 cr	Closed
90001618	Idbi Bank Ltd.	19 May 2004	-	15 Jun 2007	7.80 cr	Closed
90000819	Small Industries Development Bank Of India	06 Feb 1998	-	11 May 2018	1.00 cr	Closed
90000315	Small Industries Development Bank Of India	04 Jul 1992	17 Jul 1993	11 May 2018	1.00 cr	Closed
90000071	State Bank Of India	02 Nov 1982	21 May 1985	17 Mar 2014	8.20 cr	Closed
90000060	Dena Bank	11 Jan 1982	-	04 Feb 2014	60.00 Lakh	Closed

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Semac Construction Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Semac Construction Limited (CIN: L42900TZ1977PLC000780). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Semac Construction Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Semac Construction Limited - Charges

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