What does it mean when Sahayog Microfinance Limited has charges?

It means Sahayog Microfinance Limited has borrowed money and pledged assets as security. Each charge is a loan or credit facility filed with MCA against the company (CIN U45201MH1995PLC226932), naming the lender and what's been pledged.

What's the difference between an open and a closed charge?

An open charge is still active - the lender can still enforce against the secured assets. A closed charge has been paid off and the lender has released its claim.

How should I read the open and closed totals?

They sum the registered amounts on each side, so you can see at a glance how much is still active versus how much has been settled. The list below shows each individual charge with its lender, amount and key dates if you want to verify.

Where can I cross-check this against financials or ownership?

Open the Financial tab to see how the borrowings show up in the filed accounts of Sahayog Microfinance Limited, and the Ownership tab for shareholding and KMP context that often matters when reading the charge register.

Sahayog Microfinance Limited - Charges

Q: Who are the top lenders?

They're the banks and institutions ranked by how much they've lent to Sahayog Microfinance Limited - so you can see which lenders matter most to this company at a glance.

Every charge - open or closed - that lenders have registered against Sahayog Microfinance Limited, with the most recent activity at the top.

1995-02-14 Goregaon East, Maharashtra Active Unlisted Active Non-Compliant

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SM Sahayog Microfinance Limited

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Open charges

109.56 cr

Closed charges

108.38 cr

Total

217.94 cr

Open vs closed

Top charge holders (by amount)

Top lenders

#	Lender	Charges	Amount
1	Ifmr Capital Finance Private Limited	8	26.50 cr
2	Idbi Bank Limited	3	21.00 cr
3	Central Bank Of India	1	20.30 cr
4	Bank Of Maharashtra	4	19.00 cr
5	Small Industries Development Bank Of Ind…	2	18.00 cr
6	The Ratnakar Bank Limited	1	15.00 cr
7	Idbi Bank Ltd.	2	12.00 cr
8	Canara Bank	2	10.14 cr
9	Vijaya Bank	2	10.00 cr
10	State Bank Of Patiala	1	10.00 cr

All charges (42) - latest first

Charge ID	Charge holder	Created	Modified	Satisfied	Amount	Status
10610748	Vijaya Bank	19 Jun 2015	-	-	5.00 cr	Open
10556540	Small Industries Development Bank Of India	23 Mar 2015	-	-	15.00 cr	Open
10544669	Idbi Bank Limited	08 Jan 2015	-	-	10.00 cr	Open
10543129	Bank Of Maharashtra	27 Nov 2014	-	-	5.00 cr	Open
10544517	Ifmr Capital Finance Private Limited	27 Nov 2014	-	-	5.00 cr	Open
10532162	Dcb Bank Limited	31 Oct 2014	-	10 Feb 2016	5.00 cr	Closed
10516360	The Ratnakar Bank Limited	26 Aug 2014	-	-	15.00 cr	Open
10522956	Ifmr Capital Finance Private Limited	19 Aug 2014	-	-	2.50 cr	Open
10515216	Gda Trusteeship Limited	30 Jul 2014	-	28 Jul 2016	5.40 cr	Closed
10510158	Mas Financial Services Limited	29 Jun 2014	-	23 Feb 2016	5.00 cr	Closed
10500381	Ifmr Capital Finance Private Limited	22 May 2014	-	-	5.00 cr	Open
10491153	Ifmr Capital Finance Private Limited	31 Mar 2014	-	-	3.00 cr	Open
10486740	Ifmr Capital Finance Private Limited	25 Feb 2014	-	-	3.00 cr	Open
10481068	Vijaya Bank	31 Jan 2014	-	-	5.00 cr	Open
10477043	Ifmr Capital Finance Private Limited	23 Jan 2014	-	-	2.00 cr	Open
10477046	Ifmr Capital Finance Private Limited	07 Jan 2014	-	-	4.00 cr	Open
10471547	Bank Of Maharashtra	27 Dec 2013	-	01 Mar 2017	5.00 cr	Closed
10464550	Idbi Bank Limited	03 Dec 2013	-	-	6.00 cr	Open
10457510	State Bank Of Patiala	18 Oct 2013	-	12 Oct 2015	10.00 cr	Closed
10456387	Ifmr Capital Finance Private Limited	19 Sep 2013	-	-	2.00 cr	Open
10447200	Indian Overseas Bank	30 Aug 2013	-	22 Sep 2016	10.00 cr	Closed
10446402	Small Industries Development Bank Of India	13 Aug 2013	-	30 May 2016	3.00 cr	Closed
10441584	Canara Bank	16 Jul 2013	-	-	13.50 Lakh	Open
10421237	Corporation Bank	30 Mar 2013	-	01 Dec 2016	5.00 cr	Closed
10419751	Canara Bank	20 Mar 2013	-	29 Jul 2015	10.00 cr	Closed
10421865	Bank Of Maharashtra	06 Mar 2013	-	01 Mar 2017	5.00 cr	Closed
10415504	Dena Bank	05 Mar 2013	-	09 Feb 2016	5.00 cr	Closed
10349016	Idbi Bank Ltd.	29 Mar 2012	-	-	2.00 cr	Open
10336102	Dena Bank	31 Dec 2011	-	-	5.00 cr	Open
10329969	Indian Bank	29 Dec 2011	-	05 Sep 2016	5.00 cr	Closed
10322549	Ananya Finance For Inclusive Growth Private Limited	29 Nov 2011	-	-	1.00 cr	Open
10319678	Central Bank Of India	22 Nov 2011	15 Mar 2014	31 Mar 2015	20.30 cr	Closed
10313169	Idbi Bank Ltd.	27 Sep 2011	-	-	10.00 cr	Open
10304098	Bank Of Maharashtra	24 Aug 2011	-	17 May 2014	4.00 cr	Closed
10285464	Ananya Finance For Inclusive Growth Private Limited	11 May 2011	-	-	2.00 cr	Open
10268394	Ananya Finance For Inclusive Growth Private Limited	23 Feb 2011	-	-	52.50 Lakh	Open
10267661	State Bank Of India	09 Feb 2011	-	29 Aug 2016	4.68 cr	Closed
10266530	Ananya Finance For Inclusive Growth Private Limited	03 Feb 2011	-	-	1.00 cr	Open
10255168	Idbi Bank Limited	03 Dec 2010	-	08 May 2014	5.00 cr	Closed
10238855	Indian Bank	25 Aug 2010	-	05 Sep 2016	1.00 cr	Closed
10238284	Ananya Finance For Inclusive Growth Private Limited	23 Aug 2010	-	-	20.00 Lakh	Open
10234046	Ananya Finance For Inclusive Growth Private Limited	06 Aug 2010	-	-	20.00 Lakh	Open

Frequently Asked Questions - Charges & borrowings

What do "charges" mean for Sahayog Microfinance Limited?

Charges are registrable security interests-typically loans or credit facilities-filed with MCA against Sahayog Microfinance Limited (CIN: U45201MH1995PLC226932). They indicate assets or undertakings pledged to lenders or charge holders.

What is the difference between open and closed charges?

Open charges are active or not yet fully discharged; closed (or satisfied) charges are recorded as settled or released. Counts and amounts on this page follow the statuses shown in the charge list.

How should I read the open vs closed amounts?

Open and closed amounts summarise registrable amounts by status for quick comparison; individual rows may show charge-specific amounts, holders, and dates for verification.

Who are the "top lenders" or charge holders?

Top lenders group charge holders by bank or institution name and approximate exposure so you can see which lenders appear most prominently for Sahayog Microfinance Limited.

Where can I cross-check financial or ownership context?

Pair this Charges view with the Financial and Ownership sections on this company's V1 profile for loans in financial statements and cap table context alongside MCA charge filings.

Sahayog Microfinance Limited - Charges

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