Vanshika Microfinance Foundation - Due diligence report

A 360° intelligence report on Vanshika Microfinance Foundation: trust score, financial health, credit view, compliance, directors, growth an…

2017-04-13 Varanasi, Uttar Pradesh Active Unlisted Active Compliant
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Vanshika Microfinance Foundation — 360° Intelligence Report

Generated from MCA filings & public records
84/100
Trust Score
Low Risk

Vanshika Microfinance Foundation is assessed as Low Risk with a Trust Score of 84/100. Vanshika Microfinance Foundation is an active private not for profit company incorporated in 2017, operating in the Healthcare sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 18 Oct 2026 from the latest processed filings. Vanshika Microfinance Foundation snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
84/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
88/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 4 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 1.42).
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 88/100 Low Risk
  • Company status is Active as per MCA.
  • Balance sheet slightly behind (Mar 2025).
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
MAHESH PRASAD 01234567 Director 01/04/2018 6 yrs Approved
SARITA DEVI 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 80
Growth signals & trust indicators
Steady revenue growth: +2.1x over 3 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Asset base grew 61% - capacity expansion.
Net margin improved to 38%.
Operating for 9 years.
Distress signals & risk flags
Outside liabilities up 1.42 in a year.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence84/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment68/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view85/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 5 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 5 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
13 Apr 2017
Incorporated
Registered with Roc Uttar Pradesh I
Director appointed
MAHESH PRASAD (Director)
Director appointed
SARITA DEVI (Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 2.1x over the last 3 financial year(s).
Net profit margin moved from 24% to 0.86.
Debt-to-equity stands at 61% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Frendz Surgicare Private Limited U46596UP2024PTC204594 Varanasi, Uttar Pradesh
Sabaran Green Solution (Opc) Private Limited U74909UP2023OPC188095 Varanasi, Uttar Pradesh
Vervolic Consultancy (Opc) Private Limited U74999UP2020OPC129299 Varanasi, Uttar Pradesh
Mirpur Welfare Foundation U85300UP2016NPL088068 Varanasi, Uttar Pradesh
Occasionorbit Private Limited U90000UP2024PTC195844 Varanasi, Uttar Pradesh
Shreeram Citydevelopers Private Limited U70100UP2013PTC059969 Varanasi, Uttar Pradesh
Northface Infraventure Private Limited U70102UP2014PTC066662 Varanasi, Uttar Pradesh
Oneroof Homes Private Limited U70200UP2020PTC127049 Varanasi, Uttar Pradesh
Interbrics Green Energy Private Limited U40300UP2014PTC066487 Varanasi, Uttar Pradesh
Bharatkhand Jems & Jewellers India Exports (Opc) Private Limited U36996UP2022OPC165367 Varanasi, Uttar Pradesh
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Vanshika Microfinance Foundation before audits and certifications: compliance score 88/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Vanshika Microfinance Foundation: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Vanshika Microfinance Foundation - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 84/100, distress signals and MSME payment-delay disclosures - know whether Vanshika Microfinance Foundation pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Vanshika Microfinance Foundation - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Vanshika Microfinance Foundation an active company?

Vanshika Microfinance Foundation has MCA status “Active” with a compliance score of 88/100 (Low Risk).

Is Vanshika Microfinance Foundation financially healthy?

Vanshika Microfinance Foundation has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Vanshika Microfinance Foundation?

Its overall Trust Score is 84/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Vanshika Microfinance Foundation?

See the directors and ownership sections above for board and shareholding detail. 2 active director(s) are on record.

Does Vanshika Microfinance Foundation have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Vanshika Microfinance Foundation up to date with its ROC filings?

Balance sheet slightly behind (Mar 2025). Overall compliance score: 88/100 (Low Risk).

Is it risky to lend to Vanshika Microfinance Foundation?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.