Prudential Leasing Ltd - Due diligence report

A 360° intelligence report on Prudential Leasing Ltd: trust score, financial health, credit view, compliance, directors, growth and distress…

1984-07-20 Mumbai, Maharashtra Active Unlisted Active Compliant
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Prudential Leasing Ltd — 360° Intelligence Report

Generated from MCA filings & public records
79/100
Trust Score
Low Risk

Prudential Leasing Ltd is assessed as Low Risk with a Trust Score of 79/100. Prudential Leasing Ltd is an active public limited indian non-government company incorporated in 1984, operating in the Financial Services sector. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.

Report generated on 07 Jul 2026 from the latest processed filings. Prudential Leasing Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
79/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
70/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Elevated gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 63/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: RBI.
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
NILESH HARSHADRAI SARVAIYA 01234567 Director 01/04/2018 6 yrs Approved
MANISH SHANTILAL DOSHI 01234567 Director 01/04/2018 6 yrs Approved
DHAVAL RAJNIKANT AJMERA 01234567 Director 01/04/2018 6 yrs Approved
NIMISH SHASHIKANT AJMERA 01234567 Director 01/04/2018 6 yrs Approved
SANJAY CHHOTALAL AJMERA 01234567 Director 01/04/2018 6 yrs Approved
  • 5 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2022 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 70 · Distress 90
Growth signals & trust indicators
Latest year revenue grew 1.42.
Profit expanded 2.1x year-on-year.
Operating for 41+ years.
Distress signals & risk flags
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence76/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment58/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view74/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 10 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
02 Feb 2015
Director appointed
DHAVAL RAJNIKANT AJMERA (Director)
Director appointed
NIMISH SHASHIKANT AJMERA (Director)
Director appointed
SANJAY CHHOTALAL AJMERA (Director)
Director ceased
KISHORKUMAR TRAMBAKLAL PAREKH
25 Dec 2011
Director ceased
AMRUTLAL HANSRAJ GODA
08 Nov 1986
Director appointed
NILESH HARSHADRAI SARVAIYA (Director)
Director appointed
MANISH SHANTILAL DOSHI (Director)
20 Jul 1984
Incorporated
Registered with Roc Mumbai
10

Key Observations

Auto-generated from the data above
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
5 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a dominant controlling stake as per the FY 2022 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Perceptions Advance Services Private Limited U74999DL2018PTC341085 Delhi, Delhi, India
Piyush Micro Suvidha Foundation U65100DL2022NPL398038 West Delhi, Delhi, India
Niket Agriculture And Finance Pvt Ltd U74110CT1994PTC008539 Bhilai, Chattisgarh, India
Ojasvi Motor Finance Private Limited U65192TN1996PTC100673 Chennai, Tamil Nadu, India
Raunak Agro Product Private Limited U01122WB2007PTC115151 Kolkata, West Bengal, India
Mahaue Money Private Limited U67100DL2022PTC408950 Delhi, Delhi, India
Om Plastomac Industries Private Limited U25209MH1988PTC045773 Mumbai, Maharashtra, India
Ramakrishna Micro Services Foundation U85100UP2022NPL163758 Gorakhpur, Uttar Pradesh, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Prudential Leasing Ltd before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Prudential Leasing Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 70/100, margin trends, ownership structure and peer set for Prudential Leasing Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 79/100, distress signals and MSME payment-delay disclosures - know whether Prudential Leasing Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Prudential Leasing Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Prudential Leasing Ltd an active company?

Prudential Leasing Ltd has MCA status “Active” with a compliance score of 63/100 (Moderate).

Is Prudential Leasing Ltd financially healthy?

Prudential Leasing Ltd has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.

Should I do business with Prudential Leasing Ltd?

Its overall Trust Score is 79/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Prudential Leasing Ltd?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 5 active director(s) are on record.

Does Prudential Leasing Ltd have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Prudential Leasing Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).

Is it risky to lend to Prudential Leasing Ltd?

Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.