Mikarika Chits Private Limited - Due diligence report

A 360° intelligence report on Mikarika Chits Private Limited: trust score, financial health, credit view, compliance, directors, growth and …

2012-01-27 Irinjalakuda, Kerala Active Unlisted Active Compliant
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MC Mikarika Chits Private Limited
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  • Director details, charges & MCA documents
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Mikarika Chits Private Limited — 360° Intelligence Report

Generated from MCA filings & public records
89/100
Trust Score
Low Risk

Mikarika Chits Private Limited is assessed as Low Risk with a Trust Score of 89/100. Mikarika Chits Private Limited is an active private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a low compliance risk and low financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Mikarika Chits Private Limited snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Strong

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
89/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
93/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
80/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 1 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.
  • Profitable - internal accruals available.

Charges position: 0 open (-) · 0 satisfied (-).

Compliance Score: 93/100 Low Risk
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Litigation present in 1 court forum(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
JIJU THEVARAKKATTIL SIVANARAYANAN 01234567 Director 01/04/2018 6 yrs Approved
ANANTHA KRISHNAN RAMAN PULPAKKARAMADATHIL 01234567 Director 01/04/2018 6 yrs Approved
MADATHUMPADY DAVIS LONAPPAM 01234567 Director 01/04/2018 6 yrs Approved
SURESHKUMAR 01234567 Director 01/04/2018 6 yrs Approved
JOHNY 01234567 Director 01/04/2018 6 yrs Approved
KUMARAMPULLI SREEDHARAN SIVADASAN 01234567 Director 01/04/2018 6 yrs Approved
KOONAMMAVU THOMAN JOY 01234567 Director 01/04/2018 6 yrs Approved
NAJEEB KIZHUVELIPARAMBIL MBBAS 01234567 Director 01/04/2018 6 yrs Approved
  • 8 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2017 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
3 allotment(s) · 0 transfer(s)

Promoters hold a minority stake - exact percentages are part of the full report.

Key managerial personnel: NAJEEB KIZHUVELIPARAMBIL MBBAS (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 14+ years.
Distress signals & risk flags
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence91/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Statutory record is clean.
  • No distress signals on file.
  • Financial filings available for verification.
Banker assessment74/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance record supports lending.
Investor view50/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • No clear growth signals in the filed years.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
01 Oct 2020
Director ceased
ELAVANAPARAMBIL BHASKARAN LALUMON
22 Apr 2019
Director ceased
POTTAYIL MURALI
27 Dec 2018
Director appointed
SURESHKUMAR (Director)
Director appointed
KOONAMMAVU THOMAN JOY (Director)
21 Aug 2017
Director ceased
KUMARAMPULLI SREEDHARAN SIVADASAN
Director ceased
NAJEEB KIZHUVELIPARAMBIL MBBAS
20 Oct 2016
Director ceased
POYYARA CHATHUNNY SASIDHARAN
Director ceased
POLLANCHERY VASUDEVAN HARISH
27 Jan 2016
Securities allotted
355.00 Equity Shares - 3.55 Lakh raised
04 Dec 2014
Director appointed
MADATHUMPADY DAVIS LONAPPAM (Director)
01 Dec 2014
Securities allotted
340.00 Equity Shares - 3.40 Lakh raised
31 Aug 2013
Securities allotted
100.00 Equity Shares - 1.00 Lakh raised
14 Oct 2012
Director appointed
JIJU THEVARAKKATTIL SIVANARAYANAN (Director)
10

Key Observations

Auto-generated from the data above
Compliance record is strong - status, filings and flags are clean.
8 active director(s) / partner(s); board looks stable and experienced.
Promoters hold a minority stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Rama Shiva Lease Finance Private Limited U65910GJ1995PTC024753 Ahmedabad, Gujarat, India
Phb Chit Fund Private Limited U65992AP2009PTC063189 Eluru, Andhra Pradesh, India
Pery Dealcom Pvt.Ltd. U51909WB1995PTC069529 Kolkata, West Bengal, India
Alfanshow Tie-Up Private Limited U51909WB2009PTC133742 Kolkata, West Bengal, India
Pkf Securities Private Limited U67120PB1996PTC018891 Jalandhar City, Punjab, India
Girdhar Holdings U65993WB1987PTC043186 Kolkata, West Bengal, India
Rimpa Investment Nidhi Limited U65923WB2016PLC209833 Uttar Dinajpur, West Bengal, India
Gkd Forex Private Limited U74900WB2015PTC206525 Malda, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Mikarika Chits Private Limited before audits and certifications: compliance score 93/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Mikarika Chits Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Favourable lending indicators. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Mikarika Chits Private Limited - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 89/100, distress signals and MSME payment-delay disclosures - know whether Mikarika Chits Private Limited pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Mikarika Chits Private Limited - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Mikarika Chits Private Limited an active company?

Mikarika Chits Private Limited has MCA status “Active” with a compliance score of 93/100 (Low Risk).

Is Mikarika Chits Private Limited financially healthy?

Mikarika Chits Private Limited has a Financial Health Score of 80/100 (Low Risk) based on its filed financial statements.

Should I do business with Mikarika Chits Private Limited?

Its overall Trust Score is 89/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Mikarika Chits Private Limited?

Promoters hold a minority stake - exact percentages are in the full report. 8 active director(s) are on record.

Does Mikarika Chits Private Limited have loans or charges against its assets?

No charges are registered against this company - an unencumbered balance sheet.

Is Mikarika Chits Private Limited up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 93/100 (Low Risk).

Is it risky to lend to Mikarika Chits Private Limited?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Favourable lending indicators.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.