K-Chery Chits Private Limited - Due diligence report

A 360° intelligence report on K-Chery Chits: trust score, financial health, credit view, compliance, directors, growth and distress signals …

2012-12-17 Kollam, Kerala Active Unlisted Active Compliant
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KC K-Chery Chits Private Limited
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K-Chery Chits — 360° Intelligence Report

Generated from MCA filings & public records
75/100
Trust Score
Low Risk

K-Chery Chits is assessed as Low Risk with a Trust Score of 75/100. K-Chery Chits is an active private limited indian non-government company incorporated in 2012, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 05 Jul 2026 from the latest processed filings. K-Chery Chits Private Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Strong
Compliance › Good

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreLow Risk
75/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
61/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
65/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
40/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

Get full access

Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 40/100 Caution Indicated
  • Negative operating earnings - debt service depends on external support.
  • Elevated gearing (D/E 38%).
  • Profitable - internal accruals available.

Charges position: 1 open (60.00 Lakh) · 0 satisfied (-).

Banking relationships (from registered charges)
LenderChargesAmount
Axis Bank Limited1 48.0 cr
Compliance Score: 61/100 Moderate
  • Company status is Active as per MCA.
  • Last balance sheet is for Mar 2021 - filings overdue.
  • Litigation present in 2 court forum(s).
Legal cases on record (2)
05

Director Intelligence

Stability score: 95/100
NameDIN / PANDesignationAppointedTenureDIN status
VENUGOPAL SREEDHARAN PILLAI 01234567 Director 01/04/2018 6 yrs Approved
SIVASANKARA PILLA JAYADEVAN NAIR 01234567 Director 01/04/2018 6 yrs Approved
  • 2 directors on the board.
  • No disqualified or deactivated DINs.
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2021)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2021 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
5 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Key managerial personnel: VENUGOPAL SREEDHARAN PILLAI (Managing Director)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 90 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +1.42 over 4 year(s).
Profit expanded 2.1x year-on-year.
Asset base grew 24% - capacity expansion.
Net margin improved to 0.86.
Operating for 13+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Statutory filings appear overdue.
1 open charge(s) registered - assets are encumbered.
2 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence71/100
Favourable indicators
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 1 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment53/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 1 open charge(s) of 60.00 Lakh already registered.
  • Compliance gaps should be priced into terms.
Investor view78/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 4 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 13 events
23 Apr 2022
Director ceased
SIVASANKARA PILLA JAYADEVAN NAIR
30 Nov 2021
Last AGM held
Annual general meeting
15 Nov 2021
Director appointed
SIVASANKARA PILLA JAYADEVAN NAIR (Director)
Director ceased
JAGADAMMA
31 Mar 2021
Latest balance sheet
Filed with ROC
13 Jul 2020
Securities allotted
30000 Equity Shares - 30.00 Lakh raised
27 Apr 2020
Securities allotted
35000 Equity Shares - 35.00 Lakh raised
16 Dec 2019
Charge created
Axis Bank Limited - 60.00 Lakh
17 Oct 2016
Securities allotted
10000 Equity Shares - 10.00 Lakh raised
04 Nov 2015
Securities allotted
10000 Equity Shares - 10.00 Lakh raised
10 Mar 2014
Securities allotted
15000.00 Equity Shares - 15.00 Lakh raised
17 Dec 2012
Incorporated
Registered with Roc Ernakulam
Director appointed
VENUGOPAL SREEDHARAN PILLAI (Managing Director)
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - leverage worth monitoring.
Net worth is positive.
2 active director(s) / partner(s); board looks stable and experienced.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2021 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 5 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Samruddhi Solutions And Trading Private Limited U52100MH1995PTC084920 Mumbai, Maharashtra, India
R.C.Jain Invest. And Fin. Private Limited U65923RJ1996PTC012245 Kota, Rajasthan, India
Amit Vanijya Pvt.Ltd. U51909WB1995PTC072705 Kolkata, West Bengal, India
Honest Deal Forex Limited U63000UP2010PLC040326 Kanpur, Uttar Pradesh, India
Peekay Credit Services Pvt Ltd U45201WB1990PTC048596 Kolkata, West Bengal, India
Emkayglobal U65990MH2005PLC153310 Mumbai, Maharashtra, India
Krska Capital Private Limited U64990DL1990PTC040931 New Delhi, Delhi, India
Pooram Finserv U65910KL1993PTC037199 Thrissur, Kerala, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify K-Chery Chits before audits and certifications: compliance score 61/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of K-Chery Chits: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 40/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for K-Chery Chits - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Favourable indicators. Trust score 75/100, distress signals and MSME payment-delay disclosures - know whether K-Chery Chits pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (2 case(s) on record), regulatory flags, charge documents trail and director networks for K-Chery Chits - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is K-Chery Chits an active company?

K-Chery Chits has MCA status “Active” with a compliance score of 61/100 (Moderate).

Is K-Chery Chits financially healthy?

K-Chery Chits has a Financial Health Score of 65/100 (Moderate) based on its filed financial statements.

Should I do business with K-Chery Chits?

Its overall Trust Score is 75/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls K-Chery Chits?

Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.

Does K-Chery Chits have loans or charges against its assets?

1 open charge(s) are registered against its assets.

Is K-Chery Chits up to date with its ROC filings?

Last balance sheet is for Mar 2021 - filings overdue. Overall compliance score: 61/100 (Moderate).

Is it risky to lend to K-Chery Chits?

Its Credit Risk Score is 40/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.