Promoter holding
64.27%
JH
Jain Housing & Constructions Limited - Due diligence report
A 360° intelligence report on Jain Housing: trust score, financial health, credit view, compliance, directors, growth and distress signals -…
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Jain Housing — 360° Intelligence Report
Generated from MCA filings & public records77/100
Trust Score
Low Risk
Jain Housing is assessed as Low Risk with a Trust Score of 77/100. Jain Housing is an active public limited indian non-government company incorporated in 1994, operating in the Real Estate and Construction sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 17 Jul 2026 from the latest processed filings. Jain Housing & Constructions Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
77/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
58/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
75/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
35/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
90/100
Revenue, profit, asset and hiring momentum.
Distress ScoreLow Risk
80/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Consolidated · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 35/100 Caution Indicated
- Liabilities ≈ 38% EBITDA - stretched.
- Open charges exceed net worth - secured lenders rank ahead.
- Elevated gearing (D/E 1.42).
- Profitable - internal accruals available.
- Externally credit-rated (BB).
Charges position: 11 open (472.39 cr) · 55 satisfied (3,059.78 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 25 | 48.0 cr |
| Icici Bank Limited | 5 | 48.0 cr |
| Idbi Trusteeship Services Limited | 1 | 48.0 cr |
| Lic Housing Finance Limited | 3 | 48.0 cr |
| Kotak Mahindra Prime Limited | 1 | 48.0 cr |
| Lic Housing Finance Ltd | 5 | 48.0 cr |
Compliance Score: 58/100 Moderate
- Company status is Active as per MCA.
- Balance sheet slightly behind (Mar 2024).
- Litigation present in 5 court forum(s).
- 6 auditor resignation(s) filed - latest: M/s. K E K AND ASSOCIATES LLP on 2023-03-15.
- 3 active GST registration(s).
Legal cases on record (5)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| SANJAY SACHIN MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| BHAGIYASHREE RAMESH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| VIJAY SHEKHAWAT | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| Rajasekaran | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| DINESH | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANKARAN BALASUBRAMANIAM | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANDEEPKUMAR MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| KOZHIKARAVALAPIL SUJATHA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| ASHOK KUMAR MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANGEETHA MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SANTHOSH KUMARI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SREYANSH MEHTA SANDEEP MEHTA | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 12 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2023)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2025 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
1
Capital events
9 allotment(s) · 3 transfer(s)
| Group entity | Relationship | % held |
|---|---|---|
| Jains & Alliance Palms Venture Private Limited | Associate Company | 74.00% |
Key managerial personnel: SANJAY SACHIN MEHTA (Managing Director) · VIJAY SHEKHAWAT (Whole-time director) · Rajasekaran (CFO) · SANDEEPKUMAR MEHTA (Managing Director) · KOZHIKARAVALAPIL SUJATHA (Whole-time director) · SREYANSH MEHTA SANDEEP MEHTA (Managing Director)
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth 90 · Distress 80
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Latest year revenue grew 24%.
Profit expanded 0.86 year-on-year.
Operating for 31+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Outside liabilities up 61% in a year.
Compliance score is weak (58/100).
11 open charge(s) registered - assets are encumbered.
6 auditor resignation(s) on record - review the stated reasons.
5 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence70/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- 1 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment53/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- 11 open charge(s) of 472.39 cr already registered.
- Compliance gaps should be priced into terms.
Investor view82/100
Positive growth indicators
Growth quality and scalability through an investor lens.
- 3 growth signal(s) detected.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events18 Sep 2025
Charge created
Others - 7.50 cr
26 Jun 2025
Charge created
Axis Bank Limited - 59.25 cr
27 Mar 2025
Charge created
Others - 25.00 cr
07 Feb 2025
Charge created
Others - 40.00 cr
04 Dec 2024
Charge created
Others - 13.50 cr
29 Oct 2024
Charge created
Axis Bank Limited - 52.45 cr
30 Sep 2024
Last AGM held
Annual general meeting
31 Mar 2024
Latest balance sheet
Filed with ROC
19 Feb 2024
Charge satisfied
Others
25 Sep 2023
Charge created
Others - 100.00 cr
28 Jul 2023
Charge satisfied
Others
14 Jul 2023
Charge satisfied
Others
04 Jul 2023
Charge satisfied
Others
03 May 2023
Charge created
State Bank Of India - 17.50 cr
14 Mar 2023
Charge satisfied
Tata Capital Housing Finance Limited
10
Key Observations
Auto-generated from the data aboveRevenue grew 38% over the last 4 financial year(s).
Net profit margin moved from 1.42 to 2.1x.
Debt-to-equity stands at 24% - leverage worth monitoring.
Net worth is positive.
12 active director(s) / partner(s); board looks stable and experienced.
3 active GST registration(s) indicate ongoing business operations.
Carries an external credit rating of BB from Brickwork.
EPFO-registered employer - verifiable payroll history exists.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 9 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Garuda Construction And Engineering Limited | L45400MH2010PLC207963 | Bandra, Maharashtra, India |
| Nambiarbuilders | U45201KA2009PTC050747 | Bangalore, Karnataka, India |
| Sameera Agro And Infra Limited | L45201TG2002PLC038623 | Ck,Secunderabad, Telangana, India |
| Srinivasan Associates Private Limited | U45201TZ2006PTC012533 | Coimbatore, Tamil Nadu, India |
| Consolidated Construction Consortium | L45201TN1997PLC038610 | Chennai, Tamil Nadu, India |
| Nitigya Buildcon Private Limited | U70109HR2020PTC085001 | Gurgaon, Haryana, India |
| Appaswamy Real Estates | U55101TN1999PLC041675 | Chennai-600 017., Tamil Nadu, India |
| Chavda Infra Limited | L45204GJ2012PLC072245 | Ahmedabad, Gujarat, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Jain Housing before audits and certifications: compliance score 58/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Jain Housing: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 35/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Positive growth indicators. Growth score 90/100, margin trends, ownership structure and peer set for Jain Housing - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 77/100, distress signals and MSME payment-delay disclosures - know whether Jain Housing pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (5 case(s) on record), regulatory flags, charge documents trail and director networks for Jain Housing - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Jain Housing an active company?
Jain Housing has MCA status “Active” with a compliance score of 58/100 (Moderate).
Is Jain Housing financially healthy?
Jain Housing has a Financial Health Score of 75/100 (Low Risk) based on its filed financial statements.
Should I do business with Jain Housing?
Its overall Trust Score is 77/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Jain Housing?
See the directors and ownership sections above for board and shareholding detail. 12 active director(s) are on record.
Does Jain Housing have loans or charges against its assets?
11 open charge(s) are registered against its assets, and 55 earlier charge(s) stand satisfied.
Is Jain Housing up to date with its ROC filings?
Balance sheet slightly behind (Mar 2024). Overall compliance score: 58/100 (Moderate).
Is it risky to lend to Jain Housing?
Its Credit Risk Score is 35/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
