Promoter holding
64.27%
HV
Harmonious Vanijya Pvt.Ltd. - Due diligence report
A 360° intelligence report on Harmonious Vanijya Pvt.Ltd.: trust score, financial health, credit view, compliance, directors, growth and dis…
HV
Harmonious Vanijya Pvt.Ltd.
Full Due-Diligence Report + Documents
- Unlock all financial figures & 5-year trends
- Full trust, health & credit-risk scores
- Director details, charges & MCA documents
₹700
₹349
50% off
New user
Or enjoy up to 50% off with credits
View credit packages
Company Credits – Starter
- One credit unlocks this full due-diligence report
- Use across any company’s report, anytime
- Credits valid for 12 months
Choose your own credit amount
View credit packages
Harmonious Vanijya Pvt.Ltd. — 360° Intelligence Report
Generated from MCA filings & public records82/100
Trust Score
Low Risk
Harmonious Vanijya Pvt.Ltd. is assessed as Low Risk with a Trust Score of 82/100. Harmonious Vanijya Pvt.Ltd. is an active private limited indian non-government company incorporated in 1995, operating in the Financial Services sector. Processed financial statements are not yet available for trend analysis. Based on MCA filings and public records, it currently shows a moderate compliance risk and low financial risk profile.
Report generated on 12 Jul 2026 from the latest processed filings. Harmonious Vanijya Pvt.Ltd. snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
82/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
63/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreLow Risk
85/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
65/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreNo Data
N/A
Needs at least two filed years to measure growth.
Distress ScoreLow Risk
90/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 1 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 65/100 Moderate
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
- Moderate gearing (D/E 38%).
- Profitable - internal accruals available.
Charges position: 0 open (-) · 0 satisfied (-).
Compliance Score: 63/100 Moderate
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- Flagged by authority: RBI.
- Litigation present in 1 court forum(s).
- 1 active GST registration(s).
Legal cases on record (1)
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| MALABIKA CHAKRAVARTI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| SOURAV BANERJEE | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| AVISHEK CHAKRAVARTI | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 3 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
- Average tenure above 5 years.
Director & KMP remuneration (FY 2017)
| Name | Designation | Total remuneration |
|---|---|---|
| A K Sharma | Managing Director | 2.4 cr |
| R Mehta | Whole-time Director | 1.6 cr |
| S Iyer | CFO | 95.0 L |
Remuneration is disclosed in the latest annual return. Unlock full report
06
Ownership & Group Intelligence
As per FY 2017 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
2
Capital events
0 allotment(s) · 3 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Sri Girija Prasanna Cotton Mills Ltd | Associate Company | 74.00% |
| Carumaco Private Limited | Associate Company | 74.00% |
Full shareholding pattern, group structure & capital events →
07
Risk Intelligence Center
Growth N/A · Distress 90
Growth signals & trust indicators
Operating for 31+ years.
Active GST registration(s).
Distress signals & risk flags
1 court case(s) on record - see the legal section for details.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence77/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Check the compliance flags before onboarding.
- No distress signals on file.
- Financial filings available for verification.
Banker assessment70/100
Favourable lending indicators
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance gaps should be priced into terms.
Investor view50/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 13 events26 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
31 Mar 2017
Share transfer (FY 2017)
4600.00000000 shares to Malabika
Share transfer (FY 2017)
4500.00000000 shares to Sananda
Share transfer (FY 2017)
4500.00000000 shares to Avishek
23 Sep 2016
Director appointed
AVISHEK CHAKRAVARTI (Director)
31 Dec 2015
Director appointed
SOURAV BANERJEE (Director)
25 Sep 2014
Director ceased
AVISHEK CHAKRAVARTI
24 Sep 2014
Director ceased
PRATAP KUMAR GHOSH
28 Dec 2012
Director ceased
KRITIBHUSHAN LAHIRI
04 Jul 2011
Director appointed
MALABIKA CHAKRAVARTI (Director)
Director ceased
PRABIR CHAKRAVARTI
31 Mar 1995
Incorporated
Registered with Roc Kolkata I
10
Key Observations
Auto-generated from the data above3 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold a dominant controlling stake as per the FY 2017 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
| Company | CIN | Location |
|---|---|---|
| Ts Janaseva Chit Funds Private Limited | U65992TG2014PTC094807 | Khammam, Telangana, India |
| Accelerant Property Ventures Private Limited | U70102MH2007PTC172154 | Mumbai, Maharashtra, India |
| Rajgopal Foundation | U85100DL2015NPL279726 | New Delhi, Delhi, India |
| Srivenkataphani Chits Private Limited | U65992AP2006PTC049264 | Guntur, Andhra Pradesh, India |
| Shri Vivekanand Mahila Vikas Federation | U74120GJ2014NPL081655 | Mandvi, Gujarat, India |
| Arb Chit Fund Pvt Ltd | U65992HR1999PTC034312 | Gurugram, Haryana, India |
| Negi Finance And Investments Private Limited | U65921DL1996PTC076107 | New Delhi, Delhi, India |
| Arul Sundaram Chit Fund Private Limited | U65992TN2000PTC046160 | Aruppukkottai, Tamil Nadu, India |
12
Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Harmonious Vanijya Pvt.Ltd. before audits and certifications: compliance score 63/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Harmonious Vanijya Pvt.Ltd.: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Favourable lending indicators. Credit risk score 65/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score n/a, margin trends, ownership structure and peer set for Harmonious Vanijya Pvt.Ltd. - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 82/100, distress signals and MSME payment-delay disclosures - know whether Harmonious Vanijya Pvt.Ltd. pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Harmonious Vanijya Pvt.Ltd. - groundwork for KYC, onboarding and disputes.
13
Frequently Asked Questions
Is Harmonious Vanijya Pvt.Ltd. an active company?
Harmonious Vanijya Pvt.Ltd. has MCA status “Active” with a compliance score of 63/100 (Moderate).
Is Harmonious Vanijya Pvt.Ltd. financially healthy?
Harmonious Vanijya Pvt.Ltd. has a Financial Health Score of 85/100 (Low Risk) based on its filed financial statements.
Should I do business with Harmonious Vanijya Pvt.Ltd.?
Its overall Trust Score is 82/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Harmonious Vanijya Pvt.Ltd.?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 3 active director(s) are on record.
Does Harmonious Vanijya Pvt.Ltd. have loans or charges against its assets?
No charges are registered against this company - an unencumbered balance sheet.
Is Harmonious Vanijya Pvt.Ltd. up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 63/100 (Moderate).
Is it risky to lend to Harmonious Vanijya Pvt.Ltd.?
Its Credit Risk Score is 65/100 (Moderate). Banker verdict: Favourable lending indicators.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
