Destimoney Enterprises Limited - Due diligence report

A 360° intelligence report on Destimoney: trust score, financial health, credit view, compliance, directors, growth and distress signals - g…

2005-09-05 Mumbai, Maharashtra Dissolved (Liquidated) Unlisted
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DE Destimoney Enterprises Limited
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Destimoney — 360° Intelligence Report

Generated from MCA filings & public records
51/100
Trust Score
Moderate

Destimoney is assessed as Moderate with a Trust Score of 51/100. Destimoney is a public limited indian non-government company incorporated in 2005, operating in the Financial Services sector. Reported revenue has declined across its recent filed years. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a high compliance risk and moderate financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Destimoney Enterprises Limited snapshot & full profile →

Financial Health › Good
Overall Assessment CautionWeakNeutralGoodStrong Neutral
Compliance › Weak

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
51/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreCaution Indicated
30/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
55/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
50/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreModerate
55/100
Board strength, DIN status, churn and network.
Growth ScoreCaution Indicated
45/100
Revenue, profit, asset and hiring momentum.
Distress ScoreCaution Indicated
40/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Standalone · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 50/100 Moderate
  • Negative operating earnings - debt service depends on external support.
  • No open charges - unencumbered balance sheet.
  • Working-capital cover adequate.

Charges position: 0 open (-) · 1 satisfied (6.00 cr).

Banking relationships (from registered charges)
LenderChargesAmount
The Hongkong & Shanghai Banking Corporation1 48.0 cr
Compliance Score: 30/100 Caution Indicated
  • Company status is "Dissolved (Liquidated)" - not Active.
  • Last balance sheet is for Mar 2016 - filings overdue.
05

Director Intelligence

Stability score: 55/100
NameDIN / PANDesignationAppointedTenureDIN status
DEVINJIT SINGH 01234567 Director 01/04/2018 6 yrs Approved
JAVERI CHAPSHI GANGAR 01234567 Director 01/04/2018 6 yrs Approved
NORMA ROSE KUNTZ 01234567 Director 01/04/2018 6 yrs Approved
WAYNE JAMES WILLIAM BANNON 01234567 Director 01/04/2018 6 yrs Approved
MANOJ KUMAR DENGLA 01234567 Director 01/04/2018 6 yrs Approved
TIKESH DHIRAJLAL DEDHIA 01234567 Director 01/04/2018 6 yrs Approved
SEEMA MAHESH PHADNIS 01234567 Director 01/04/2018 6 yrs Approved
SEEMA MAHESH PHADNIS 01234567 Director 01/04/2018 6 yrs Approved
SHARANYA SUNDARAM IYER 01234567 Director 01/04/2018 6 yrs Approved
  • 9 directors on the board.
  • NORMA ROSE KUNTZ has DIN status "Deactivated due to non-filing of DIR-3 KYC".
  • Stable board - no exits in 3 years.
  • Average tenure above 5 years.
Director & KMP remuneration (FY 2016)
NameDesignationTotal remuneration
A K SharmaManaging Director2.4 cr
R MehtaWhole-time Director1.6 cr
S IyerCFO95.0 L

Remuneration is disclosed in the latest annual return. Unlock full report

06

Ownership & Group Intelligence

As per FY 2016 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
Quality Investment Holdings
Subsidiaries
-
Group entities
-
Capital events
19 allotment(s) · 0 transfer(s)

Promoters hold a dominant controlling stake - exact percentages are part of the full report.

Group entityRelationship% held
Quality Investment Holdings Holding Company 74.00%

Key managerial personnel: SHARANYA SUNDARAM IYER (CFO)

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 45 · Distress 40
Growth signals & trust indicators
Asset base grew 38% - capacity expansion.
Operating for 20+ years.
Active EPFO - real payroll on record.
Distress signals & risk flags
Losses deepening year-on-year.
Statutory filings appear overdue.
Adverse company status: Dissolved (Liquidated).
Compliance score is weak (30/100).
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence39/100
Caution indicated
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment46/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • No existing security registered - first-charge position available.
  • Compliance gaps should be priced into terms.
Investor view50/100
Mixed indicators
Growth quality and scalability through an investor lens.
  • 1 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management churn warrants questions.
09

MCA Filings & Events Timeline

Latest 15 events
30 Sep 2016
Last AGM held
Annual general meeting
31 Mar 2016
Latest balance sheet
Filed with ROC
04 Jan 2016
Director appointed
SEEMA MAHESH PHADNIS (Company Secretary)
Director appointed
SHARANYA SUNDARAM IYER (CFO)
Director ceased
SEEMA MAHESH PHADNIS
31 Dec 2015
Director ceased
MEHUL JATANIA
28 Sep 2015
Director ceased
DEVINJIT SINGH
Director ceased
NORMA ROSE KUNTZ
Director ceased
WAYNE JAMES WILLIAM BANNON
Director ceased
MANOJ KUMAR DENGLA
28 Aug 2015
Securities allotted
8800000 Preference Shares - 132.00 cr raised
31 Mar 2015
Director appointed
JAVERI CHAPSHI GANGAR (Director)
Director appointed
TIKESH DHIRAJLAL DEDHIA (Director)
Director ceased
JAVERI CHAPSHI GANGAR
Director ceased
TIKESH DHIRAJLAL DEDHIA
10

Key Observations

Auto-generated from the data above
Revenue declined 1.42 over the last 4 financial year(s).
Net profit margin moved from 2.1x to 24%.
Net worth is positive.
9 active director(s) / partner(s); review board churn before relying on management continuity.
All 1 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2016 annual return.
Director / KMP remuneration is disclosed in the latest annual return - exact figures available in the full report.
Capital has been raised through 19 security allotment(s) - amounts available in the full report.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Mpsidc U74140MP1965SGC001008 Bhopal, Madhya Pradesh, India
Martech Peripherals Private Limited U30007TN1992PTC023458 Chennai, Tamil Nadu, India
Rotex Enterprise Private Limited U31909GJ2005PTC047145 Vadodara, Gujarat, India
Nmce U75131GJ2001PLC040281 Ahmedabad, Gujarat, India
Mercator Info-Services India Private Limited U72300MH2010PTC211572 Mumbai, Maharashtra, India
M3 Investment Managers Private Limited U67120GJ2006PTC048276 Vapi, Gujarat, India
Shrenuj Investments And Finance Private Limited U65990MH1989PTC050615 Mumbai, Maharashtra, India
Saket Commodeal Private Limited U74140WB1993PTC059964 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Destimoney before audits and certifications: compliance score 30/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Destimoney: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 50/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Mixed indicators. Growth score 45/100, margin trends, ownership structure and peer set for Destimoney - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Caution indicated. Trust score 51/100, distress signals and MSME payment-delay disclosures - know whether Destimoney pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Destimoney - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Destimoney an active company?

Destimoney has MCA status “Dissolved (Liquidated)” with a compliance score of 30/100 (Caution Indicated).

Is Destimoney financially healthy?

Destimoney has a Financial Health Score of 55/100 (Moderate) based on its filed financial statements.

Should I do business with Destimoney?

Its overall Trust Score is 51/100 (Moderate). Vendor verdict: Caution indicated. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Destimoney?

The ultimate holding entity is Quality Investment Holdings. 9 active director(s) are on record.

Does Destimoney have loans or charges against its assets?

No open charges - all 1 registered charge(s) stand satisfied, indicating past borrowings were repaid.

Is Destimoney up to date with its ROC filings?

Last balance sheet is for Mar 2016 - filings overdue. Overall compliance score: 30/100 (Caution Indicated).

Is it risky to lend to Destimoney?

Its Credit Risk Score is 50/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.