Promoter holding
64.27%
CB
Constructive Builders Private Limited - Due diligence report
A 360° intelligence report on Constructive Builders Private Limited: trust score, financial health, credit view, compliance, directors, grow…
CB
Constructive Builders Private Limited
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Constructive Builders Private Limited — 360° Intelligence Report
Generated from MCA filings & public records77/100
Trust Score
Low Risk
Constructive Builders Private Limited is assessed as Low Risk with a Trust Score of 77/100. Constructive Builders Private Limited is an active private limited indian non-government company incorporated in 2007, operating in the Real Estate and Construction sector. It reported a loss in its latest filed year. Based on MCA filings and public records, it currently shows a low compliance risk and high financial risk profile.
Report generated on 07 Jul 2026 from the latest processed filings. Constructive Builders Private Limited snapshot & full profile →
Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.
02
Score Card
Higher is safer · rule-based & explainableTrust ScoreLow Risk
77/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreLow Risk
100/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreCaution Indicated
35/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreCaution Indicated
45/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
95/100
Board strength, DIN status, churn and network.
Growth ScoreModerate
50/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
60/100
Early-warning signals - higher means fewer warnings.
03
Financial Intelligence Dashboard
Standalone · 5 filed year(s)Unlock the full 5-year financial dashboard with charts and year-wise figures.
Get full accessScores and observations on this page are already computed from the real filings - only the underlying figures are locked.
04
Credit & Compliance Intelligence
Why the scores are what they are
Credit Risk Score: 45/100 Caution Indicated
- Negative operating earnings - debt service depends on external support.
- No open charges - unencumbered balance sheet.
Charges position: 0 open (-) · 7 satisfied (50.50 cr).
Banking relationships (from registered charges)
| Lender | Charges | Amount |
|---|---|---|
| Others | 5 | 48.0 cr |
| Reliance Home Finance Limited | 1 | 48.0 cr |
| Allahabad Bank | 1 | 48.0 cr |
Compliance Score: 100/100 Low Risk
- Company status is Active as per MCA.
- Annual filings current (balance sheet Mar 2025).
- 1 active GST registration(s).
05
Director Intelligence
Stability score: 95/100| Name | DIN / PAN | Designation | Appointed | Tenure | DIN status |
|---|---|---|---|---|---|
| NAVNEET PANDEY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
| RUCHI PANDEY | 01234567 | Director | 01/04/2018 | 6 yrs | Approved |
- 2 directors on the board.
- No disqualified or deactivated DINs.
- Stable board - no exits in 3 years.
06
Ownership & Group Intelligence
As per FY 2023 annual returnPublic / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
3
Capital events
3 allotment(s) · 0 transfer(s)
Promoters hold a dominant controlling stake - exact percentages are part of the full report.
| Group entity | Relationship | % held |
|---|---|---|
| Symbol Suppliers Private Limited | Associate Company | 74.00% |
| Sabhyata Vintrade Private Limited | Associate Company | 74.00% |
| Jasmine Commotrade Private Limited | Associate Company | 74.00% |
Full shareholding pattern, group structure & capital events →
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Risk Intelligence Center
Growth 50 · Distress 60
Growth signals & trust indicators
Operating for 19+ years.
Active EPFO - real payroll on record.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Losses deepening year-on-year.
08
Stakeholder Verdicts
Vendor · Banker · InvestorVendor due diligence81/100
Favourable indicators
Suitability as a supplier / customer counterparty.
- Statutory record is clean.
- 2 distress signal(s) - see Risk Center.
- Financial filings available for verification.
Banker assessment56/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
- Debt capacity assessed from filed statements.
- No existing security registered - first-charge position available.
- Compliance record supports lending.
Investor view52/100
Mixed indicators
Growth quality and scalability through an investor lens.
- No clear growth signals in the filed years.
- Margin and return trends computable from filings.
- Management team looks stable.
09
MCA Filings & Events Timeline
Latest 15 events30 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
26 Sep 2023
Charge satisfied
Others
09 Dec 2022
Charge created
Others - 8.00 cr
20 May 2022
Director ceased
JAY PRAKASH AGARWAL
Director ceased
TARKESHWAR UPADHYAY
02 Apr 2022
Director appointed
NAVNEET PANDEY (Director)
Director appointed
RUCHI PANDEY (Director)
31 Mar 2022
Charge created
Others - 4.00 cr
12 Aug 2021
Charge satisfied
Others
12 Jul 2021
Charge created
Others - 17.50 cr
09 Jul 2021
Director ceased
AMIT JHUNJHUNWALA
06 Jul 2021
Director ceased
NAVNEET PANDEY
07 May 2020
Director ceased
DEEKSHA MISHRA
24 Jan 2020
Director ceased
ANJANA JHUNJHUNWALA
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Key Observations
Auto-generated from the data aboveDebt-to-equity stands at 38% - leverage worth monitoring.
Net worth is positive.
Compliance record is strong - status, filings and flags are clean.
2 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
All 7 registered charge(s) stand satisfied - past borrowings repaid.
EPFO-registered employer - verifiable payroll history exists.
Promoters hold a dominant controlling stake as per the FY 2023 annual return.
Capital has been raised through 3 security allotment(s) - amounts available in the full report.
| Company | CIN | Location |
|---|---|---|
| Dream Properties Private Limited | U70109WB2009PTC134485 | Kolkata, West Bengal, India |
| Npr Developers Private Limited | U70200WB1997PTC084319 | Kolkata, West Bengal, India |
| Kaveri Farms Private Limited | U74899DL1988PTC033834 | Delhi, Delhi, India |
| Jishnu Buildcon Private Limited | U45300DL2008PTC176401 | New Delhi, Delhi, India |
| Vishal Construction Private Limited | U45203OR1995PTC004240 | Cuttack, Orissa, India |
| Splendid Towers Private Limited | U70101WB1996PTC081678 | Kolkata, West Bengal, India |
| Ketul Realtors Private Limited | U70200MH2014PTC251799 | Borivali West, Maharashtra, India |
| Aanchal Infrabuild Private Limited | U45300DL2007PTC169612 | New Delhi, Delhi, India |
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Who Uses This Report
CA · CS · Banker · Investor · VendorChartered Accountants (CA)
Verify Constructive Builders Private Limited before audits and certifications: compliance score 100/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.
Company Secretaries (CS)
Track statutory health of Constructive Builders Private Limited: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.
Bankers & NBFCs
Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 45/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.
Investors & Analysts
Investor view: Mixed indicators. Growth score 50/100, margin trends, ownership structure and peer set for Constructive Builders Private Limited - screening before a deeper diligence.
Vendors & Procurement Teams
Vendor verdict: Favourable indicators. Trust score 77/100, distress signals and MSME payment-delay disclosures - know whether Constructive Builders Private Limited pays its suppliers before you extend credit terms.
Lawyers & Compliance Teams
Litigation footprint (no cases on record), regulatory flags, charge documents trail and director networks for Constructive Builders Private Limited - groundwork for KYC, onboarding and disputes.
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Frequently Asked Questions
Is Constructive Builders Private Limited an active company?
Constructive Builders Private Limited has MCA status “Active” with a compliance score of 100/100 (Low Risk).
Is Constructive Builders Private Limited financially healthy?
Constructive Builders Private Limited has a Financial Health Score of 35/100 (Caution Indicated) based on its filed financial statements.
Should I do business with Constructive Builders Private Limited?
Its overall Trust Score is 77/100 (Low Risk). Vendor verdict: Favourable indicators. Review the risk flags in the Risk Intelligence Center before deciding.
Who controls Constructive Builders Private Limited?
Promoters hold a dominant controlling stake - exact percentages are in the full report. 2 active director(s) are on record.
Does Constructive Builders Private Limited have loans or charges against its assets?
No open charges - all 7 registered charge(s) stand satisfied, indicating past borrowings were repaid.
Is Constructive Builders Private Limited up to date with its ROC filings?
Annual filings current (balance sheet Mar 2025). Overall compliance score: 100/100 (Low Risk).
Is it risky to lend to Constructive Builders Private Limited?
Its Credit Risk Score is 45/100 (Caution Indicated). Banker verdict: Mixed indicators - deeper appraisal suggested.
Disclaimer: This report is generated automatically from MCA filings and public records as available
in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the
underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are
not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice.
Verify from official sources and consult a qualified professional before any business, lending or investment decision.
If you represent this company and believe any information is inaccurate or outdated,
report it here and we will review promptly.
