Amar Traders & Finance Co Ltd - Due diligence report

A 360° intelligence report on Amar Traders & Finance Co Ltd: trust score, financial health, credit view, compliance, directors, growth and d…

1983-07-16 Kolkata, West Bengal Active Listed Active Compliant
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Amar Traders & Finance Co Ltd — 360° Intelligence Report

Generated from MCA filings & public records
69/100
Trust Score
Moderate

Amar Traders & Finance Co Ltd is assessed as Moderate with a Trust Score of 69/100. Amar Traders & Finance Co Ltd is an active public limited indian non-government company incorporated in 1983, operating in the Financial Services sector. The company has shown revenue growth across its recent filed years. It was profitable in its latest filed year. Based on MCA filings and public records, it currently shows a moderate compliance risk and moderate financial risk profile.

Report generated on 17 Jul 2026 from the latest processed filings. Amar Traders & Finance Co Ltd snapshot & full profile →

Financial Health › Strong
Overall Assessment CautionWeakNeutralGoodStrong Good
Compliance › Neutral

Automated indicators derived from public MCA / GST / EPFO records - not a credit rating, not investment, legal or financial advice. Spotted an inaccuracy? Report an error.

02

Score Card

Higher is safer · rule-based & explainable
Trust ScoreModerate
69/100
Overall counterparty trust - the headline number of this report.
Compliance ScoreModerate
53/100
Statutory standing - status, filings, auditor, MSME and litigation.
Financial Health ScoreModerate
70/100
Profitability, leverage and liquidity from filed statements.
Credit Risk ScoreModerate
60/100
Debt capacity, gearing and security cover for lenders.
Director Stability ScoreLow Risk
90/100
Board strength, DIN status, churn and network.
Growth ScoreLow Risk
75/100
Revenue, profit, asset and hiring momentum.
Distress ScoreModerate
55/100
Early-warning signals - higher means fewer warnings.
03

Financial Intelligence Dashboard

Consolidated · 5 filed year(s)

Unlock the full 5-year financial dashboard with charts and year-wise figures.

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Scores and observations on this page are already computed from the real filings - only the underlying figures are locked.

04

Credit & Compliance Intelligence

Why the scores are what they are
Credit Risk Score: 60/100 Moderate
  • Liabilities ≈ 38% EBITDA - stretched.
  • Moderate gearing (D/E 1.42).
  • Profitable - internal accruals available.

Charges position: 2 open (11.40 cr) · 1 satisfied (2.40 cr).

Banking relationships (from registered charges)
LenderChargesAmount
Standard Chartered Bank2 48.0 cr
State Bank Of India Ssi Brabch Bhowanipore1 48.0 cr
Compliance Score: 53/100 Moderate
  • Company status is Active as per MCA.
  • Annual filings current (balance sheet Mar 2025).
  • Flagged by authority: RBI, SEBI.
  • Litigation present in 1 court forum(s).
  • 1 auditor resignation(s) filed - latest: R. P. BOOBNA & CO. on 2017-09-30.
  • 1 active GST registration(s).
Legal cases on record (1)
05

Director Intelligence

Stability score: 90/100
NameDIN / PANDesignationAppointedTenureDIN status
OM PRAKASH AGARWALA 01234567 Director 01/04/2018 6 yrs Approved
PRITI TODI 01234567 Director 01/04/2018 6 yrs Approved
PAWAN KUMAR LOHIA 01234567 Director 01/04/2018 6 yrs Approved
SHANKAR PRASAD GUPTA 01234567 Director 01/04/2018 6 yrs Approved
VINOD KUMAR TODI 01234567 Director 01/04/2018 6 yrs Approved
GOURI SHANKAR SHARMA 01234567 Director 01/04/2018 6 yrs Approved
Pawan Kumar Kothari 01234567 Director 01/04/2018 6 yrs Approved
  • 7 directors on the board.
  • No disqualified or deactivated DINs.
  • 1 director exit(s) in the last 3 years.
  • Average tenure above 5 years.
06

Ownership & Group Intelligence

As per FY 2025 annual return
Promoter holding
64.27%
Public / other holding
35.73%
Equity shares
12,45,67,890
Equity paid-up
124.5 cr
Promoters on record
4
Ultimate holding entity
-
Subsidiaries
-
Group entities
-
Capital events
-

Promoters hold the largest single block of equity - exact percentages are part of the full report.

Group entityRelationship% held
Greenjasper Steels Llp Subsidiary Company 74.00%

Full shareholding pattern, group structure & capital events →

07

Risk Intelligence Center

Growth 75 · Distress 55
Growth signals & trust indicators
Revenue acceleration: +2.1x over 4 year(s).
Asset base grew 24% - capacity expansion.
Operating for 43+ years.
Active GST registration(s).
Distress signals & risk flags
Revenue declined year-on-year.
Profit declined two years in a row.
Outside liabilities up 0.86 in a year.
Compliance score is weak (53/100).
2 open charge(s) registered - assets are encumbered.
1 auditor resignation(s) on record - review the stated reasons.
1 court case(s) on record - see the legal section for details.
08

Stakeholder Verdicts

Vendor · Banker · Investor
Vendor due diligence58/100
Review suggested
Suitability as a supplier / customer counterparty.
  • Check the compliance flags before onboarding.
  • 3 distress signal(s) - see Risk Center.
  • Financial filings available for verification.
Banker assessment61/100
Mixed indicators - deeper appraisal suggested
Indicative lending comfort for banks, NBFCs and trade credit.
  • Debt capacity assessed from filed statements.
  • 2 open charge(s) of 11.40 cr already registered.
  • Compliance gaps should be priced into terms.
Investor view72/100
Positive growth indicators
Growth quality and scalability through an investor lens.
  • 2 growth signal(s) detected.
  • Margin and return trends computable from filings.
  • Management team looks stable.
09

MCA Filings & Events Timeline

Latest 15 events
19 Sep 2025
Last AGM held
Annual general meeting
31 Mar 2025
Latest balance sheet
Filed with ROC
29 Nov 2024
Charge created
Standard Chartered Bank - 5.00 cr
15 Apr 2024
Director ceased
AJAY KUMAR SARAWAGI
05 Apr 2023
Charge satisfied
State Bank Of India Ssi Brabch Bhowanipore
29 Apr 2019
Director appointed
Pawan Kumar Kothari (Company Secretary)
29 Sep 2018
Charge created
Standard Chartered Bank - 6.40 cr
08 Nov 2017
Director ceased
ASHUTOSH KUMAR KHETAN
30 Sep 2017
Director ceased
SHANKAR PRASAD GUPTA
Director ceased
GOURI SHANKAR SHARMA
10 Aug 2016
Director appointed
SHANKAR PRASAD GUPTA (Director)
Director appointed
GOURI SHANKAR SHARMA (Director)
01 Aug 2016
Director ceased
BISHWANATH MURARKA
17 Jul 2014
Director appointed
PRITI TODI (Director)
28 Mar 2007
Charge created
State Bank Of India Ssi Brabch Bhowanipore - 2.40 cr
10

Key Observations

Auto-generated from the data above
Revenue grew 61% over the last 4 financial year(s).
Net profit margin moved from 38% to 1.42.
Debt-to-equity stands at 2.1x - manageable leverage.
Net worth is positive.
7 active director(s) / partner(s); board looks stable and experienced.
1 active GST registration(s) indicate ongoing business operations.
Promoters hold the largest single block of equity as per the FY 2025 annual return.
11

Peers & Related Companies

Full peer comparison →
CompanyCINLocation
Palash Securities L74120UP2015PLC069675 Sitapur, Uttar Pradesh, India
Popular Estate Management Limited L65910GJ1994PLC023287 Ahmedabad, Gujarat, India
Mkj Developers Ltd L45209WB1983PLC035740 Kolkata, West Bengal, India
Delta Enclaves Private Limited U07010KA2004PTC035070 Bangalore, Karnataka, India
Hindusthan Tea & Trading Co Ltd L51226WB1954PLC022034 Kolkata, West Bengal, India
Maa Vaishno Net - Tech Limited U72900DL2005PLC142738 New Delhi, Delhi, India
Shaival Reality L45201GJ1996PLC029311 Daskroi, Gujarat, India
Macfarlane & Co. Ltd L51909WB1919PLC003356 Kolkata, West Bengal, India
12

Who Uses This Report

CA · CS · Banker · Investor · Vendor
Chartered Accountants (CA)

Verify Amar Traders & Finance Co Ltd before audits and certifications: compliance score 53/100, filing history, auditor history and charge records in one place - instead of pulling each MCA form separately.

Company Secretaries (CS)

Track statutory health of Amar Traders & Finance Co Ltd: ACTIVE compliance status, annual-return recency, director DIN status, board churn and the events timeline - the inputs for secretarial audits and due-diligence certificates.

Bankers & NBFCs

Current banker verdict: Mixed indicators - deeper appraisal suggested. Credit risk score 60/100, existing charge position and lender relationships - a first-pass credit memo before formal appraisal.

Investors & Analysts

Investor view: Positive growth indicators. Growth score 75/100, margin trends, ownership structure and peer set for Amar Traders & Finance Co Ltd - screening before a deeper diligence.

Vendors & Procurement Teams

Vendor verdict: Review suggested. Trust score 69/100, distress signals and MSME payment-delay disclosures - know whether Amar Traders & Finance Co Ltd pays its suppliers before you extend credit terms.

Lawyers & Compliance Teams

Litigation footprint (1 case(s) on record), regulatory flags, charge documents trail and director networks for Amar Traders & Finance Co Ltd - groundwork for KYC, onboarding and disputes.

13

Frequently Asked Questions

Is Amar Traders & Finance Co Ltd an active company?

Amar Traders & Finance Co Ltd has MCA status “Active” with a compliance score of 53/100 (Moderate).

Is Amar Traders & Finance Co Ltd financially healthy?

Amar Traders & Finance Co Ltd has a Financial Health Score of 70/100 (Moderate) based on its filed financial statements.

Should I do business with Amar Traders & Finance Co Ltd?

Its overall Trust Score is 69/100 (Moderate). Vendor verdict: Review suggested. Review the risk flags in the Risk Intelligence Center before deciding.

Who controls Amar Traders & Finance Co Ltd?

Promoters hold the largest single block of equity - exact percentages are in the full report. 7 active director(s) are on record.

Does Amar Traders & Finance Co Ltd have loans or charges against its assets?

2 open charge(s) are registered against its assets, and 1 earlier charge(s) stand satisfied.

Is Amar Traders & Finance Co Ltd up to date with its ROC filings?

Annual filings current (balance sheet Mar 2025). Overall compliance score: 53/100 (Moderate).

Is it risky to lend to Amar Traders & Finance Co Ltd?

Its Credit Risk Score is 60/100 (Moderate). Banker verdict: Mixed indicators - deeper appraisal suggested.

Disclaimer: This report is generated automatically from MCA filings and public records as available in our system at the time of the last update. Scores, bands and verdicts are rule-based derived indicators of the underlying data - they are opinions generated by an algorithm, not statements of fact about the company, and are not credit ratings (within the meaning of SEBI regulations), audits, or investment, legal or financial advice. Verify from official sources and consult a qualified professional before any business, lending or investment decision. If you represent this company and believe any information is inaccurate or outdated, report it here and we will review promptly.